CAB Payments HoldingsCABPF 34 Return-on-Tangible-Equity is 17.97% as of Dec. 2025, which is 30% above its 10-year median of 13.84. GuruFocus rates CABPF with a GF Score™ of 34/100 and a GF Value™ of $0.69 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,523 Banks companies, CAB Payments Holdings ranks worse than 50.3% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. CAB Payments Holdings's annualized net income for the quarter that ended in Dec. 2025 was $30.1 Mil. CAB Payments Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $167.6 Mil. Therefore, CAB Payments Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 17.97%.
The historical rank and industry rank for CAB Payments Holdings's Return-on-Tangible-Equity or its related term are showing as below:
CABPF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -5.97 Med: 13.84 Max: 44.87
Current: 11.15
During the past 6 years, CAB Payments Holdings's highest Return-on-Tangible-Equity was 44.87%. The lowest was -5.97%. And the median was 13.84%.
CABPF's Return-on-Tangible-Equity is ranked worse than 50.3% of 1523
companies
in the Banks industry
Industry Median: 11.19
vs CABPF: 11.15
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
CAB Payments Holdings Return-on-Tangible-Equity Related Terms
CAB Payments Holdings Return-on-Tangible-Equity Historical Data
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The historical data trend for CAB Payments Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CABPF vs JPM, BAC, WFC: Return-on-Tangible-Equity Comparison
For the Banks - Diversified subindustry, CAB Payments Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAB Payments Holdings Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, CAB Payments Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where CAB Payments Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.97% mean?
CAB Payments Holdings (CABPF) has a Return-on-Tangible-Equity of 17.97% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on CAB Payments Holdings and its competitors. This is 30% above median its historical median of 13.84. According to the industry distribution chart, CAB Payments Holdings ranks #766 out of 1523 companies in the Banks industry, placing it in the top 50.3%.
Is CAB Payments Holdings' Return-on-Tangible-Equity too high?
CAB Payments Holdings' current Return-on-Tangible-Equity of 17.97% is 30% above median its 10-year median of 13.84. The Banks industry median Return-on-Tangible-Equity is 11.19. CAB Payments Holdings' value of 17.97% is 60.6% above this industry median. Based on the distribution chart, CAB Payments Holdings ranks #766 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, CAB Payments Holdings has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CAB Payments Holdings' Return-on-Tangible-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, CAB Payments Holdings ranks #766 out of 1523 companies for Return-on-Tangible-Equity. This places CAB Payments Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. CAB Payments Holdings' value of 17.97% is 60.6% above this benchmark. While the company's 10-year median is 13.84 vs. the industry median of 11.19, CAB Payments Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAB Payments Holdings's current Return-on-Tangible-Equity of 17.97% is 60.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on CAB Payments Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAB Payments Holdings's current Return-on-Tangible-Equity is 17.97%, which is 30% above median its own 10-year median of 13.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAB Payments Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAB Payments Holdings (CABPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.69, compared to a current price of $1.02 — trading 47.8% above its estimated fair value. The current Return-on-Tangible-Equity is 17.97%, which is 30% above median its 10-year median of 13.84 and 60.6% above the Banks industry median of 11.19. CAB Payments Holdings' overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For CAB Payments Holdings (CABPF), the current Return-on-Tangible-Equity is 17.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CAB Payments Holdings (CABPF) Overvalued in 2026?
Based on GuruFocus' analysis, CAB Payments Holdings stock appears to be overvalued.
The current stock price of $1.02 is trading 47.8% above its estimated GF Value™ of $0.69.
GuruFocus considers CAB Payments Holdings to be Significantly Overvalued.
Key valuation signals for CABPF:
Return-on-Tangible-Equity: 17.97% (30% above median its 10-year median of 13.84)
GF Value™: $0.69 vs. price of $1.02 (47.8% above fair value)
Industry Position: 60.6% above the Banks median (#766 of 1523)
No single metric tells the full story. See the CABPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CAB Payments Holdings PLC offers cross-border payments and banking services for hard-to-reach markets around the world. Along with its subsidiaries, the company operates in three principal business lines, addressing various combinations of client groups, distribution networks, and services: Foreign Exchange (FX), which derives maximum revenue, Payments, and Banking Services. Foreign Exchange (FX) business provides access to clients to various markets and currencies, and enables them to trade in a way that suits their business needs, via web app, GUI, or FIX API; Payments business provides international payment solutions; and Banking Services engages in wholesale banking, providing transaction and deposit accounts, in addition to trade finance solutions.
34GF Score
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