Avanza Bank Holding ABCHIX:AZAS 84 Net Margin % is 59.04% as of Mar. 2026, which is 5% above its 10-year median of 56.43. GuruFocus rates CHIX:AZAS with a GF Score™ of 84/100 and a GF Value™ of kr351.28 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Avanza Bank Holding AB ranks better than 96.99% on this metric.
The historical rank and industry rank for Avanza Bank Holding AB's Net Margin % or its related term are showing as below:
CHIX:AZAs'
s Net Margin % Range Over the Past 10 Years
Min: 33.3 Med: 56.43 Max: 62.01
Current: 57.54
CHIX:AZAs's Net Margin % is ranked better than 96.99% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs CHIX:AZAs: 57.54
Avanza Bank Holding AB (CHIX:AZAs) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Avanza Bank Holding AB Net Margin % Related Terms
Avanza Bank Holding AB Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Avanza Bank Holding AB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avanza Bank Holding AB Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Avanza Bank Holding AB's Net Margin % distribution charts can be found below:
* The bar in red indicates where Avanza Bank Holding AB's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avanza Bank Holding AB (CHIX:AZAS) has a Net Margin % of 59.04% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Avanza Bank Holding AB and its competitors. This is near median its historical median of 56.43. Over the past decade, Avanza Bank Holding AB's Net Margin % has ranged from 33.30 to 62.01. According to the industry distribution chart, Avanza Bank Holding AB ranks #46 out of 1527 companies in the Banks industry, placing it in the top 3%.
Is Avanza Bank Holding AB's Net Margin % too high?
Avanza Bank Holding AB's current Net Margin % of 59.04% is near median its 10-year median of 56.43. Over the past 10 years, this metric has ranged from a low of 33.30 to a high of 62.01. The Banks industry median Net Margin % is 26.95. Avanza Bank Holding AB's value of 59.04% is 119.1% above this industry median. Based on the distribution chart, Avanza Bank Holding AB ranks #46 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Avanza Bank Holding AB has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Avanza Bank Holding AB's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Avanza Bank Holding AB ranks #46 out of 1527 companies for Net Margin %. This places Avanza Bank Holding AB in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Avanza Bank Holding AB's value of 59.04% is 119.1% above this benchmark. Historically, Avanza Bank Holding AB's own Net Margin % has ranged from 33.30 to 62.01 over the past decade. While the company's 10-year median is 56.43 vs. the industry median of 26.95, Avanza Bank Holding AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avanza Bank Holding AB's current Net Margin % of 59.04% is 119.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Avanza Bank Holding AB and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avanza Bank Holding AB's current Net Margin % is 59.04%, which is near median its own 10-year median of 56.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avanza Bank Holding AB stock overvalued right now?
Based on GuruFocus' analysis, Avanza Bank Holding AB (CHIX:AZAS) is currently considered Fairly Valued. The stock's GF Value™ is kr351.28, compared to a current price of kr378.45 — trading 7.7% above its estimated fair value. The current Net Margin % is 59.04%, which is near median its 10-year median of 56.43 and 119.1% above the Banks industry median of 26.95. Avanza Bank Holding AB's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Avanza Bank Holding AB (CHIX:AZAS), the current Net Margin % is 59.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avanza Bank Holding AB (CHIX:AZAS) Overvalued in 2026?
Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued.
The current stock price of kr378.45 is trading 7.7% above its estimated GF Value™ of kr351.28.
GuruFocus considers Avanza Bank Holding AB to be Fairly Valued.
Key valuation signals for CHIX:AZAS:
Net Margin %: 59.04% (near median its 10-year median of 56.43)
GF Value™: kr351.28 vs. price of kr378.45 (7.7% above fair value)
Industry Position: 119.1% above the Banks median (#46 of 1527)
No single metric tells the full story. See the CHIX:AZAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
84GF Score
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