Banque Cantonale de Geneve (CHIX:BCGEZ) Net Margin %: 40.90% (As of Dec. 2025) — 42% Above Median


CHIX:BCGEZ Banque Cantonale de Geneve CHIX:BCGEZ
65 GF Score
Price CHF33.10
GF Value CHF24.75
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banque Cantonale de Geneve Net Margin %?

Banque Cantonale de Geneve CHIX:BCGEZ -0.60% 65 Net Margin % is 40.90% as of Dec. 2025, which is 42% above its 10-year median of 28.81. GuruFocus rates CHIX:BCGEZ with a GF Score™ of 65/100 and a GF Value™ of CHF24.75 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Banque Cantonale de Geneve ranks better than 79.57% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banque Cantonale de Geneve's Net Income for the six months ended in Dec. 2025 was CHF126.9 Mil. Banque Cantonale de Geneve's Revenue for the six months ended in Dec. 2025 was CHF310.2 Mil. Therefore, Banque Cantonale de Geneve's net margin for the quarter that ended in Dec. 2025 was 40.90%.

The historical rank and industry rank for Banque Cantonale de Geneve's Net Margin % or its related term are showing as below:

CHIX:BCGEz' s Net Margin % Range Over the Past 10 Years
Min: 22.36   Med: 28.81   Max: 38.61
Current: 37.21


CHIX:BCGEz's Net Margin % is ranked better than
79.57% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs CHIX:BCGEz: 37.21

Banque Cantonale de Geneve  (CHIX:BCGEz) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banque Cantonale de Geneve Net Margin % Related Terms


Banque Cantonale de Geneve Net Margin % Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve Net Margin % Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.99 36.55 38.61 36.79 37.21

Banque Cantonale de Geneve Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.18 38.30 35.22 33.17 40.90

Banque Cantonale de Geneve Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's Net Margin % falls into.


CHIX:BCGEZ
65GF Score
Banque Cantonale de Geneve CHIX:BCGEZ
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale de Geneve Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banque Cantonale de Geneve's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=220.888/593.6
=37.21 %

Banque Cantonale de Geneve's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=126.888/310.215
=40.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 40.90% mean?
Banque Cantonale de Geneve (CHIX:BCGEZ) has a Net Margin % of 40.90% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banque Cantonale de Geneve and its competitors. This is 42% above median its historical median of 28.81. Over the past decade, Banque Cantonale de Geneve's Net Margin % has ranged from 22.36 to 38.61. According to the industry distribution chart, Banque Cantonale de Geneve ranks #312 out of 1527 companies in the Banks industry, placing it in the top 20.4%.
Is Banque Cantonale de Geneve's Net Margin % too high?
Banque Cantonale de Geneve's current Net Margin % of 40.90% is 42% above median its 10-year median of 28.81. Over the past 10 years, this metric has ranged from a low of 22.36 to a high of 38.61. The Banks industry median Net Margin % is 26.95. Banque Cantonale de Geneve's value of 40.90% is 51.8% above this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #312 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banque Cantonale de Geneve has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #312 out of 1527 companies for Net Margin %. This places Banque Cantonale de Geneve in the top 20% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Banque Cantonale de Geneve's value of 40.90% is 51.8% above this benchmark. Historically, Banque Cantonale de Geneve's own Net Margin % has ranged from 22.36 to 38.61 over the past decade. While the company's 10-year median is 28.81 vs. the industry median of 26.95, Banque Cantonale de Geneve has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current Net Margin % of 40.90% is 51.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current Net Margin % is 40.90%, which is 42% above median its own 10-year median of 28.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (CHIX:BCGEZ) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.75, compared to a current price of CHF33.10 — trading 33.7% above its estimated fair value. The current Net Margin % is 40.90%, which is 42% above median its 10-year median of 28.81 and 51.8% above the Banks industry median of 26.95. Banque Cantonale de Geneve's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banque Cantonale de Geneve (CHIX:BCGEZ), the current Net Margin % is 40.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (CHIX:BCGEZ) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF33.10 is trading 33.7% above its estimated GF Value™ of CHF24.75. GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.

Key valuation signals for CHIX:BCGEZ:

  • Net Margin %: 40.90% (42% above median its 10-year median of 28.81)
  • GF Value™: CHF24.75 vs. price of CHF33.10 (33.7% above fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 51.8% above the Banks median (#312 of 1527)

No single metric tells the full story. See the CHIX:BCGEZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
65GF Score

Get the complete analysis for CHIX:BCGEZ

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.10
Price
CHF24.75
GF Value