ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Banque Cantonale de Geneve's annualizedNet Income for the quarter that ended in Dec. 2025 was CHF253.8 Mil.
Banque Cantonale de Geneve's average Total Assets over the quarter that ended in Dec. 2025 was CHF34,404.5 Mil. Therefore, Banque Cantonale de Geneve's annualized ROA % for the quarter that ended in Dec. 2025 was 0.74%.
The historical rank and industry rank for Banque Cantonale de Geneve's ROA % or its related term are showing as below:
CHIX:BCGEz'
s ROA % Range Over the Past 10 Years
Min: 0.37 Med: 0.43 Max: 0.77
Current: 0.65
During the past 13 years, Banque Cantonale de Geneve's highest ROA % was 0.77%. The lowest was 0.37%. And the median was 0.43%.
CHIX:BCGEz's ROA % is ranked worse than 69.78% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs CHIX:BCGEz: 0.65
Banque Cantonale de Geneve (CHIX:BCGEz) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve ROA % Competitor Comparison
For the Banks - Regional subindustry, Banque Cantonale de Geneve's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale de Geneve ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's ROA % distribution charts can be found below:
* The bar in red indicates where Banque Cantonale de Geneve's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Banque Cantonale de Geneve (CHIX:BCGEZ) has a ROA % of 0.74% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banque Cantonale de Geneve and its competitors. This is 72% above median its historical median of 0.43. Over the past decade, Banque Cantonale de Geneve's ROA % has ranged from 0.37 to 0.77. According to the industry distribution chart, Banque Cantonale de Geneve ranks #1069 out of 1532 companies in the Banks industry, placing it in the top 69.8%.
Is Banque Cantonale de Geneve's ROA % too high?
Banque Cantonale de Geneve's current ROA % of 0.74% is 72% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.77. The Banks industry median ROA % is 0.98. Banque Cantonale de Geneve's value of 0.74% is 24.5% below this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #1069 out of 1532 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Cantonale de Geneve has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's ROA % compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #1069 out of 1532 companies for ROA %. This places Banque Cantonale de Geneve in the lower half of its industry. The industry median ROA % is 0.98. Banque Cantonale de Geneve's value of 0.74% is 24.5% below this benchmark. Historically, Banque Cantonale de Geneve's own ROA % has ranged from 0.37 to 0.77 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.98, Banque Cantonale de Geneve has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current ROA % of 0.74% is 24.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current ROA % is 0.74%, which is 72% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (CHIX:BCGEZ) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.78, compared to a current price of CHF33.30 — trading 34.4% above its estimated fair value. The current ROA % is 0.74%, which is 72% above median its 10-year median of 0.43 and 24.5% below the Banks industry median of 0.98. Banque Cantonale de Geneve's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banque Cantonale de Geneve (CHIX:BCGEZ), the current ROA % is 0.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale de Geneve (CHIX:BCGEZ) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued.
The current stock price of CHF33.30 is trading 34.4% above its estimated GF Value™ of CHF24.78.
GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.
Key valuation signals for CHIX:BCGEZ:
ROA %: 0.74% (72% above median its 10-year median of 0.43)
GF Value™: CHF24.78 vs. price of CHF33.30 (34.4% above fair value)
Industry Position: 24.5% below the Banks median (#1069 of 1532)
No single metric tells the full story. See the CHIX:BCGEZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
65GF Score
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