Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ForbrightFRBT +1.97%10 Net Margin % is 4.79% as of Jun. 2026, which is 78% below its 10-year median of 22.18. GuruFocus rates FRBT with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 1,520 Banks companies, Forbright ranks worse than 88.36% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Forbright's Net Income for the
three
months ended in Jun. 2026 was $4.1 Mil. Forbright's Revenue for the
three
months ended in Jun. 2026 was $86.1 Mil. Therefore, Forbright's net margin for the quarter that ended in Jun. 2026 was 4.79%.
The historical rank and industry rank for Forbright's Net Margin % or its related term are showing as below:
FRBT'
s Net Margin % Range Over the Past 10 Years
Min: 9.83 Med: 22.18 Max: 27.01
Current: 9.83
FRBT's Net Margin % is ranked worse than 88.36% of 1520
companies
in the Banks industry
Industry Median: 27.285
vs FRBT: 9.83
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Forbright Net Margin % Related Terms
Forbright Net Margin % Historical Data
* Premium members only.
The historical data trend for Forbright's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Forbright Net Margin % Chart
Forbright Annual Data
Trend
Dec24
Dec25
Net Margin %
17.12
26.87
Forbright Quarterly Data
Mar25
Mar26
Jun26
Net Margin %
15.19
15.06
4.79
FRBT vs NTB, JPM, BAC: Net Margin % Comparison
For the Banks - Diversified subindustry, Forbright's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Forbright Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Forbright's Net Margin % distribution charts can be found below:
* The bar in red indicates where Forbright's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Forbright (FRBT) has a Net Margin % of 4.79% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Forbright and its competitors. This is 78% below median its historical median of 22.18. Over the past decade, Forbright's Net Margin % has ranged from 9.83 to 27.01. According to the industry distribution chart, Forbright ranks #1343 out of 1520 companies in the Banks industry, placing it in the top 88.4%.
Is Forbright's Net Margin % too high?
Forbright's current Net Margin % of 4.79% is 78% below median its 10-year median of 22.18. Over the past 10 years, this metric has ranged from a low of 9.83 to a high of 27.01. The Banks industry median Net Margin % is 27.29. Forbright's value of 4.79% is 82.4% below this industry median. Based on the distribution chart, Forbright ranks #1343 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Forbright has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Forbright's Net Margin % compare to NTB and JPM?
According to the Banks industry distribution chart, Forbright ranks #1343 out of 1520 companies for Net Margin %. This places Forbright in the lower half of its industry. The industry median Net Margin % is 27.29. Forbright's value of 4.79% is 82.4% below this benchmark. Historically, Forbright's own Net Margin % has ranged from 9.83 to 27.01 over the past decade. While the company's 10-year median is 22.18 vs. the industry median of 27.29, Forbright has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.29, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Forbright's current Net Margin % of 4.79% is 82.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Forbright and its competitors. For the Banks industry, the median Net Margin % is 27.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Forbright's current Net Margin % is 4.79%, which is 78% below median its own 10-year median of 22.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Forbright stock overvalued right now?
Forbright (FRBT) has a current Net Margin % of 4.79%. The current Net Margin % is 4.79%, which is 78% below median its 10-year median of 22.18 and 82.4% below the Banks industry median of 27.29. Forbright's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Forbright (FRBT), the current Net Margin % is 4.79% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Forbright Inc is a bank holding company. Along with its subsidiaries, it operates as a state chartered non-member bank, which serves the needs of individuals, small and medium sized businesses, and professional concerns. Its services include deposit and retail banking through a digital deposit platform, as well as financing and lending products such as lender finance loans, fund finance loans, healthcare finance loans, real estate loans, working capital facilities, warehouse lines of credit, and term loans.
10GF Score
Get the complete analysis for FRBT
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRBT has been successfully added to your 
