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ForbrightFRBT +0.76%12 Net Margin % is 27.01% as of Dec. 2025, which is 22% above its 10-year median of 22.18. GuruFocus rates FRBT with a GF Score™ of 12/100. Among 1,526 Banks companies, Forbright ranks worse than 50.52% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Forbright's Net Income for the
six
months ended in Dec. 2025 was $87.9 Mil. Forbright's Revenue for the
six
months ended in Dec. 2025 was $325.5 Mil. Therefore, Forbright's net margin for the quarter that ended in Dec. 2025 was 27.01%.
The historical rank and industry rank for Forbright's Net Margin % or its related term are showing as below:
FRBT'
s Net Margin % Range Over the Past 10 Years
Min: 17.34 Med: 22.18 Max: 27.01
Current: 27.01
FRBT's Net Margin % is ranked worse than 50.52% of 1526
companies
in the Banks industry
Industry Median: 27.05
vs FRBT: 27.01
Forbright (NAS:FRBT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Forbright Net Margin % Related Terms
Forbright Net Margin % Historical Data
* Premium members only.
The historical data trend for Forbright's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Forbright Net Margin % Chart
Forbright Annual Data
Trend
Dec24
Dec25
Net Margin %
17.34
27.01
Forbright Semi-Annual Data
Dec24
Dec25
Net Margin %
17.34
27.01
FRBT vs NTB, JPM, BAC: Net Margin % Comparison
For the Banks - Diversified subindustry, Forbright's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Forbright Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Forbright's Net Margin % distribution charts can be found below:
* The bar in red indicates where Forbright's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Forbright (FRBT) has a Net Margin % of 27.01% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Forbright and its competitors. This is 22% above median its historical median of 22.18. Over the past decade, Forbright's Net Margin % has ranged from 17.34 to 27.01. According to the industry distribution chart, Forbright ranks #771 out of 1526 companies in the Banks industry, placing it in the top 50.5%.
Is Forbright's Net Margin % too high?
Forbright's current Net Margin % of 27.01% is 22% above median its 10-year median of 22.18. Over the past 10 years, this metric has ranged from a low of 17.34 to a high of 27.01. The Banks industry median Net Margin % is 27.05. Forbright's value of 27.01% is 0.1% below this industry median. Based on the distribution chart, Forbright ranks #771 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Forbright has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Forbright's Net Margin % compare to NTB and JPM?
According to the Banks industry distribution chart, Forbright ranks #771 out of 1526 companies for Net Margin %. This places Forbright in the lower half of its industry. The industry median Net Margin % is 27.05. Forbright's value of 27.01% is 0.1% below this benchmark. Historically, Forbright's own Net Margin % has ranged from 17.34 to 27.01 over the past decade. While the company's 10-year median is 22.18 vs. the industry median of 27.05, Forbright has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Forbright's current Net Margin % of 27.01% is 0.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Forbright and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Forbright's current Net Margin % is 27.01%, which is 22% above median its own 10-year median of 22.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Forbright stock overvalued right now?
Forbright (FRBT) has a current Net Margin % of 27.01%. The current Net Margin % is 27.01%, which is 22% above median its 10-year median of 22.18 and 0.1% below the Banks industry median of 27.05. Forbright's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Forbright (FRBT), the current Net Margin % is 27.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Forbright Inc is a bank holding company. Along with its subsidiaries, it operates as a state chartered non-member bank, which serves the needs of individuals, small and medium sized businesses, and professional concerns. Its services include deposit and retail banking through a digital deposit platform, as well as financing and lending products such as lender finance loans, fund finance loans, healthcare finance loans, real estate loans, working capital facilities, warehouse lines of credit, and term loans.
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