FRBT (Forbright) Scaled Net Operating Assets: -0.13 (As of Dec. 2025)

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FRBT Forbright Inc FRBT
12 GF Score
Price $18.87
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What is Forbright Scaled Net Operating Assets?

Forbright FRBT -5.08% 12 Scaled Net Operating Assets is -0.13 as of Dec. 2025. GuruFocus rates FRBT with a GF Score™ of 12/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Forbright's operating assets for the quarter that ended in Dec. 2025 was $5,985.7 Mil. Forbright's operating liabilities for the quarter that ended in Dec. 2025 was $6,915.9 Mil. Forbright's Total Assets for the quarter that ended in Dec. 2024 was $7,250.9 Mil. Therefore, Forbright's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.13.

FRBT
12GF Score
Forbright Inc FRBT
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Forbright Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Forbright's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(7240.591-6915.86)/7250.934
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7889.306 - 648.715
=7240.591

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7066.863 - 151.003 - 0
=6915.86

Forbright's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(5985.704-6915.86)/7250.934
=-0.13

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7889.306 - 1903.602
=5985.704

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7066.863 - 151.003 - 0
=6915.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.13 mean?
Forbright (FRBT) has a Scaled Net Operating Assets of -0.13 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Forbright and its competitors.
Is Forbright's Scaled Net Operating Assets too high?
Forbright's current Scaled Net Operating Assets is -0.13. Overall, Forbright has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Forbright's Scaled Net Operating Assets compare to NTB and JPM?
Forbright's Scaled Net Operating Assets of -0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Forbright and its competitors. Forbright's current Scaled Net Operating Assets is -0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Forbright stock overvalued right now?
Forbright (FRBT) has a current Scaled Net Operating Assets of -0.13. The current Scaled Net Operating Assets is -0.13. Forbright's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Forbright (FRBT), the current Scaled Net Operating Assets is -0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Forbright Business Description

Other Exchanges A7H:Germany
Address 4445 Willard Avenue, Suite 1000, Chevy Chase, MD, USA, 20815
Forbright Inc is a bank holding company. Along with its subsidiaries, it operates as a state chartered non-member bank, which serves the needs of individuals, small and medium sized businesses, and professional concerns. Its services include deposit and retail banking through a digital deposit platform, as well as financing and lending products such as lender finance loans, fund finance loans, healthcare finance loans, real estate loans, working capital facilities, warehouse lines of credit, and term loans.
12GF Score

Get the complete analysis for FRBT

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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