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FWD Group Holdings (HKSE:01828) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
FWD Group Holdings Net Margin % Related Terms
FWD Group Holdings Net Margin % Historical Data
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The historical data trend for FWD Group Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:01828 vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, FWD Group Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FWD Group Holdings Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, FWD Group Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where FWD Group Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FWD Group Holdings (HKSE:01828) has a Net Margin % of 4.32% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on FWD Group Holdings and its competitors. According to the industry distribution chart, FWD Group Holdings ranks #385 out of 500 companies in the Insurance industry, placing it in the top 77%.
Is FWD Group Holdings' Net Margin % too high?
FWD Group Holdings' current Net Margin % is 4.32%. The Insurance industry median Net Margin % is 9.20. FWD Group Holdings' value of 4.32% is 53% below this industry median. Based on the distribution chart, FWD Group Holdings ranks #385 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, FWD Group Holdings has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does FWD Group Holdings' Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, FWD Group Holdings ranks #385 out of 500 companies for Net Margin %. This places FWD Group Holdings in the lower half of its industry. The industry median Net Margin % is 9.20. FWD Group Holdings' value of 4.32% is 53% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.20, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FWD Group Holdings's current Net Margin % of 4.32% is 53% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on FWD Group Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FWD Group Holdings's current Net Margin % is 4.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FWD Group Holdings stock overvalued right now?
FWD Group Holdings (HKSE:01828) has a current Net Margin % of 4.32%. The current Net Margin % is 4.32% and 53% below the Insurance industry median of 9.20. FWD Group Holdings' overall GF Score™ is 28/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For FWD Group Holdings (HKSE:01828), the current Net Margin % is 4.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
FWD Group Holdings Ltd is a holding company. The Company and its subsidiaries are principally engaged in the provision of products and services focusing on life insurance, general insurance, and investment services (the Insurance Business). The operating segments of the company are each of the geographical markets in which the Operating Group operates, which are Hong Kong, Thailand, Japan, Emerging Markets & Corporate, and Others.
28GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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