Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Turkiye Vakiflar Bankasi TAO's Net Margin % or its related term are showing as below:
IST:VAKBN'
s Net Margin % Range Over the Past 10 Years
Min: 19.38 Med: 27.79 Max: 33.26
Current: 24.61
IST:VAKBN's Net Margin % is ranked worse than 57.69% of 1522
companies
in the Banks industry
Industry Median: 27.055
vs IST:VAKBN: 24.61
Turkiye Vakiflar Bankasi TAO (IST:VAKBN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Turkiye Vakiflar Bankasi TAO Net Margin % Related Terms
Turkiye Vakiflar Bankasi TAO Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Vakiflar Bankasi TAO Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Vakiflar Bankasi TAO's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Vakiflar Bankasi TAO Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Vakiflar Bankasi TAO's Net Margin % distribution charts can be found below:
* The bar in red indicates where Turkiye Vakiflar Bankasi TAO's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Vakiflar Bankasi TAO (IST:VAKBN) has a Net Margin % of 22.80% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Turkiye Vakiflar Bankasi TAO and its competitors. This is 18% below median its historical median of 27.79. Over the past decade, Turkiye Vakiflar Bankasi TAO's Net Margin % has ranged from 19.38 to 33.26. According to the industry distribution chart, Turkiye Vakiflar Bankasi TAO ranks #878 out of 1522 companies in the Banks industry, placing it in the top 57.7%.
Is Turkiye Vakiflar Bankasi TAO's Net Margin % too high?
Turkiye Vakiflar Bankasi TAO's current Net Margin % of 22.80% is 18% below median its 10-year median of 27.79. Over the past 10 years, this metric has ranged from a low of 19.38 to a high of 33.26. The Banks industry median Net Margin % is 27.06. Turkiye Vakiflar Bankasi TAO's value of 22.80% is 15.7% below this industry median. Based on the distribution chart, Turkiye Vakiflar Bankasi TAO ranks #878 out of 1522 companies in the Banks industry, which is below the industry midpoint. Overall, Turkiye Vakiflar Bankasi TAO has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Vakiflar Bankasi TAO's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Vakiflar Bankasi TAO ranks #878 out of 1522 companies for Net Margin %. This places Turkiye Vakiflar Bankasi TAO in the lower half of its industry. The industry median Net Margin % is 27.06. Turkiye Vakiflar Bankasi TAO's value of 22.80% is 15.7% below this benchmark. Historically, Turkiye Vakiflar Bankasi TAO's own Net Margin % has ranged from 19.38 to 33.26 over the past decade. While the company's 10-year median is 27.79 vs. the industry median of 27.06, Turkiye Vakiflar Bankasi TAO has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Vakiflar Bankasi TAO's current Net Margin % of 22.80% is 15.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Turkiye Vakiflar Bankasi TAO and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Vakiflar Bankasi TAO's current Net Margin % is 22.80%, which is 18% below median its own 10-year median of 27.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Vakiflar Bankasi TAO stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Vakiflar Bankasi TAO (IST:VAKBN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺40.32, compared to a current price of ₺30.44 — trading 24.5% below its estimated fair value. The current Net Margin % is 22.80%, which is 18% below median its 10-year median of 27.79 and 15.7% below the Banks industry median of 27.06. Turkiye Vakiflar Bankasi TAO's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Turkiye Vakiflar Bankasi TAO (IST:VAKBN), the current Net Margin % is 22.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Vakiflar Bankasi TAO (IST:VAKBN) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Vakiflar Bankasi TAO stock appears to be undervalued.
The current stock price of ₺30.44 is trading 24.5% below its estimated GF Value™ of ₺40.32.
GuruFocus considers Turkiye Vakiflar Bankasi TAO to be Modestly Undervalued.
Key valuation signals for IST:VAKBN:
Net Margin %: 22.80% (18% below median its 10-year median of 27.79)
GF Value™: ₺40.32 vs. price of ₺30.44 (24.5% below fair value)
Industry Position: 15.7% below the Banks median (#878 of 1522)
No single metric tells the full story. See the IST:VAKBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Vakiflar Bankasi TAO provides a range of banking products and services through its corporate, commercial and small to midsize enterprise, and retail and private banking business lines. In addition to its core services, the bank also participates in investment banking, insurance, and financial leasing, as well as factoring, among other activities.
75GF Score
Get the complete analysis for IST:VAKBN
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IST:VAKBN has been successfully added to your 
