Banco GNB Peru (LIM:GNBC1) Net Margin %: 30.13% (As of Dec. 2025)


What is Banco GNB Peru Net Margin %?

Banco GNB Peru LIM:GNBC1 Net Margin % is 30.13% as of Dec. 2025.

Net margin is calculated as Net Income divided by its Revenue. Banco GNB Peru's Net Income for the six months ended in Dec. 2025 was S/.67.30 Mil. Banco GNB Peru's Revenue for the six months ended in Dec. 2025 was S/.223.33 Mil. Therefore, Banco GNB Peru's net margin for the quarter that ended in Dec. 2025 was 30.13%.

The historical rank and industry rank for Banco GNB Peru's Net Margin % or its related term are showing as below:


LIM:GNBC1's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Banco GNB Peru  (LIM:GNBC1) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Banco GNB Peru Net Margin % Related Terms

Banco GNB Peru Net Margin % Historical Data

* Premium members only.

The historical data trend for Banco GNB Peru's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco GNB Peru Net Margin % Chart

Banco GNB Peru Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.84 17.07 11.63 25.95 30.13

Banco GNB Peru Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 15.84 17.07 11.63 25.95 30.13

Banco GNB Peru Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Banco GNB Peru's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco GNB Peru Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco GNB Peru's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banco GNB Peru's Net Margin % falls into.


Banco GNB Peru Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banco GNB Peru's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=67.296/223.329
=30.13 %

Banco GNB Peru's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=67.296/223.329
=30.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 30.13% mean?
Banco GNB Peru (LIM:GNBC1) has a Net Margin % of 30.13% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banco GNB Peru and its competitors.
Is Banco GNB Peru's Net Margin % too high?
Banco GNB Peru's current Net Margin % is 30.13%. The Banks industry median Net Margin % is 26.95. Banco GNB Peru's value of 30.13% is 11.8% above this industry median.
How does Banco GNB Peru's Net Margin % compare to competitors?
Banco GNB Peru's Net Margin % of 30.13% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Banco GNB Peru's value of 30.13% is 11.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco GNB Peru's current Net Margin % of 30.13% is 11.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco GNB Peru and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco GNB Peru's current Net Margin % is 30.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco GNB Peru stock overvalued right now?
Banco GNB Peru (LIM:GNBC1) has a current Net Margin % of 30.13%. The current Net Margin % is 30.13% and 11.8% above the Banks industry median of 26.95. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco GNB Peru (LIM:GNBC1), the current Net Margin % is 30.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco GNB Peru Business Description

Comparable Companies LIM:BBVALIM:CLIM:BAC
Address Calle Las Begonias No. 415, 26th Floor, San Isidro, Lima, PER
Banco GNB Peru SA provides personal and business banking products and services. The company's products and services include mortgage savings, salary accounts, deposits, personal loans, vehicle credits, credit cards, and insurance products, among others.