Banco GNB Peru (LIM:GNBC1) Pretax Margin %: 34.84% (As of Dec. 2025)


What is Banco GNB Peru Pretax Margin %?

Banco GNB Peru LIM:GNBC1 Pretax Margin % is 34.84% as of Dec. 2025.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banco GNB Peru's Pre-Tax Income for the six months ended in Dec. 2025 was S/.77.81 Mil. Banco GNB Peru's Revenue for the six months ended in Dec. 2025 was S/.223.33 Mil. Therefore, Banco GNB Peru's pretax margin for the quarter that ended in Dec. 2025 was 34.84%.

The historical rank and industry rank for Banco GNB Peru's Pretax Margin % or its related term are showing as below:


LIM:GNBC1's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.715
* Ranked among companies with meaningful Pretax Margin % only.

Banco GNB Peru  (LIM:GNBC1) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Banco GNB Peru Pretax Margin % Related Terms

Banco GNB Peru Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Banco GNB Peru's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco GNB Peru Pretax Margin % Chart

Banco GNB Peru Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.55 14.52 7.13 25.87 34.84

Banco GNB Peru Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 15.55 14.52 7.13 25.87 34.84

Banco GNB Peru Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Banco GNB Peru's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco GNB Peru Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco GNB Peru's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Banco GNB Peru's Pretax Margin % falls into.


Banco GNB Peru Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Banco GNB Peru's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=77.813/223.329
=34.84 %

Banco GNB Peru's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=77.813/223.329
=34.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 34.84% mean?
Banco GNB Peru (LIM:GNBC1) has a Pretax Margin % of 34.84% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco GNB Peru and its competitors.
Is Banco GNB Peru's Pretax Margin % too high?
Banco GNB Peru's current Pretax Margin % is 34.84%. The Banks industry median Pretax Margin % is 34.72. Banco GNB Peru's value of 34.84% is 0.4% above this industry median.
How does Banco GNB Peru's Pretax Margin % compare to competitors?
Banco GNB Peru's Pretax Margin % of 34.84% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. Banco GNB Peru's value of 34.84% is 0.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco GNB Peru's current Pretax Margin % of 34.84% is 0.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco GNB Peru and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco GNB Peru's current Pretax Margin % is 34.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco GNB Peru stock overvalued right now?
Banco GNB Peru (LIM:GNBC1) has a current Pretax Margin % of 34.84%. The current Pretax Margin % is 34.84% and 0.4% above the Banks industry median of 34.72. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco GNB Peru (LIM:GNBC1), the current Pretax Margin % is 34.84% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco GNB Peru Business Description

Comparable Companies LIM:BBVALIM:CLIM:BAC
Address Calle Las Begonias No. 415, 26th Floor, San Isidro, Lima, PER
Banco GNB Peru SA provides personal and business banking products and services. The company's products and services include mortgage savings, salary accounts, deposits, personal loans, vehicle credits, credit cards, and insurance products, among others.