Oberbank AGLTS:0C6Y 58 Net Margin % is 40.84% as of Mar. 2026, which is 3% above its 10-year median of 39.60. GuruFocus rates LTS:0C6Y with a GF Score™ of 58/100 and a GF Value™ of €78.01 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,530 Banks companies, Oberbank AG ranks better than 86.21% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Oberbank AG's Net Income for the
three
months ended in Mar. 2026 was €92.4 Mil. Oberbank AG's Revenue for the
three
months ended in Mar. 2026 was €226.3 Mil. Therefore, Oberbank AG's net margin for the quarter that ended in Mar. 2026 was 40.84%.
The historical rank and industry rank for Oberbank AG's Net Margin % or its related term are showing as below:
LTS:0C6Y'
s Net Margin % Range Over the Past 10 Years
Min: 21.76 Med: 39.6 Max: 45.21
Current: 40.91
LTS:0C6Y's Net Margin % is ranked better than 86.21% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs LTS:0C6Y: 40.91
Oberbank AG (LTS:0C6Y) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Oberbank AG Net Margin % Related Terms
Oberbank AG Net Margin % Historical Data
* Premium members only.
The historical data trend for Oberbank AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oberbank AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oberbank AG Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Oberbank AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Oberbank AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oberbank AG (LTS:0C6Y) has a Net Margin % of 40.84% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Oberbank AG and its competitors. This is near median its historical median of 39.60. Over the past decade, Oberbank AG's Net Margin % has ranged from 21.76 to 45.21. According to the industry distribution chart, Oberbank AG ranks #211 out of 1530 companies in the Banks industry, placing it in the top 13.8%.
Is Oberbank AG's Net Margin % too high?
Oberbank AG's current Net Margin % of 40.84% is near median its 10-year median of 39.60. Over the past 10 years, this metric has ranged from a low of 21.76 to a high of 45.21. The Banks industry median Net Margin % is 26.85. Oberbank AG's value of 40.84% is 52.1% above this industry median. Based on the distribution chart, Oberbank AG ranks #211 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oberbank AG has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oberbank AG's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Oberbank AG ranks #211 out of 1530 companies for Net Margin %. This places Oberbank AG in the top 14% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Oberbank AG's value of 40.84% is 52.1% above this benchmark. Historically, Oberbank AG's own Net Margin % has ranged from 21.76 to 45.21 over the past decade. While the company's 10-year median is 39.60 vs. the industry median of 26.85, Oberbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oberbank AG's current Net Margin % of 40.84% is 52.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Oberbank AG and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oberbank AG's current Net Margin % is 40.84%, which is near median its own 10-year median of 39.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oberbank AG stock overvalued right now?
Based on GuruFocus' analysis, Oberbank AG (LTS:0C6Y) is currently considered Fairly Valued. The stock's GF Value™ is €78.01, compared to a current price of €83.40 — trading 6.9% above its estimated fair value. The current Net Margin % is 40.84%, which is near median its 10-year median of 39.60 and 52.1% above the Banks industry median of 26.85. Oberbank AG's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Oberbank AG (LTS:0C6Y), the current Net Margin % is 40.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oberbank AG (LTS:0C6Y) Overvalued in 2026?
Based on GuruFocus' analysis, Oberbank AG stock appears to be overvalued.
The current stock price of €83.40 is trading 6.9% above its estimated GF Value™ of €78.01.
GuruFocus considers Oberbank AG to be Fairly Valued.
Key valuation signals for LTS:0C6Y:
Net Margin %: 40.84% (near median its 10-year median of 39.60)
GF Value™: €78.01 vs. price of €83.40 (6.9% above fair value)
Industry Position: 52.1% above the Banks median (#211 of 1530)
No single metric tells the full story. See the LTS:0C6Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oberbank AG provides various banking products and services. The company's operating segments include Corporate and Business Banking, Personal Banking, Financial Markets, and Others. The firm offers services such as corporate and business loans, investment finance, structured finance, export finance, syndicated loans international lending, and payment services. It also offers deposit banking, personal accounts and personal loans, asset management, brokerage, private banking, building and loan association saving, insurance services, as well as card products. The majority of its revenue is derived from Corporate and Business Banking.
58GF Score
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