Marqeta (MEX:MQ) Net Margin %: 4.73% (As of Mar. 2026)


MEX:MQ Marqeta Inc MEX:MQ
16 GF Score
Price MXN78.00
GF Value MXN129.46
Valuation Possible Value Trap
! 4 Warning Signs
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What is Marqeta Net Margin %?

Marqeta MEX:MQ 16 Net Margin % is 4.73% as of Mar. 2026. GuruFocus rates MEX:MQ with a GF Score™ of 16/100 and a GF Value™ of MXN129.46 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,825 Software companies, Marqeta ranks worse than 57.7% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Marqeta's Net Income for the three months ended in Mar. 2026 was MXN141 Mil. Marqeta's Revenue for the three months ended in Mar. 2026 was MXN2,990 Mil. Therefore, Marqeta's net margin for the quarter that ended in Mar. 2026 was 4.73%.

The historical rank and industry rank for Marqeta's Net Margin % or its related term are showing as below:

MEX:MQ' s Net Margin % Range Over the Past 10 Years
Min: -40.62   Med: -24.7   Max: 5.38
Current: 0.33


MEX:MQ's Net Margin % is ranked worse than
57.7% of 2825 companies
in the Software industry
Industry Median: 2.54 vs MEX:MQ: 0.33

Marqeta  (MEX:MQ) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Marqeta Net Margin % Related Terms


Marqeta Net Margin % Historical Data

* Premium members only.

The historical data trend for Marqeta's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marqeta Net Margin % Chart

Marqeta Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial -31.70 -24.70 -32.97 5.38 -2.23

Marqeta Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.94 -0.43 -2.22 -0.81 4.73

MEX:MQ vs APPN, PAYO, AEVA: Net Margin % Comparison

For the Software - Infrastructure subindustry, Marqeta's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marqeta Net Margin % vs Software Industry

For the Software industry and Technology sector, Marqeta's Net Margin % distribution charts can be found below:

* The bar in red indicates where Marqeta's Net Margin % falls into.


MEX:MQ
16GF Score
Marqeta Inc MEX:MQ
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Marqeta Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Marqeta's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-250.729/11251.474
=-2.23 %

Marqeta's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=141.268/2989.786
=4.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 4.73% mean?
Marqeta (MEX:MQ) has a Net Margin % of 4.73% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Marqeta and its competitors. According to the industry distribution chart, Marqeta ranks #1630 out of 2825 companies in the Software industry, placing it in the top 57.7%.
Is Marqeta's Net Margin % too high?
Marqeta's current Net Margin % is 4.73%. The Software industry median Net Margin % is 2.54. Marqeta's value of 4.73% is 86.2% above this industry median. Based on the distribution chart, Marqeta ranks #1630 out of 2825 companies in the Software industry, which is below the industry midpoint. Overall, Marqeta has a GF Score™ of 16/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Marqeta's Net Margin % compare to APPN and PAYO?
According to the Software industry distribution chart, Marqeta ranks #1630 out of 2825 companies for Net Margin %. This places Marqeta in the lower half of its industry. The industry median Net Margin % is 2.54. Marqeta's value of 4.73% is 86.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marqeta's current Net Margin % of 4.73% is 86.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Marqeta and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marqeta's current Net Margin % is 4.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marqeta stock overvalued right now?
Based on GuruFocus' analysis, Marqeta (MEX:MQ) is currently considered Possible Value Trap. The stock's GF Value™ is MXN129.46, compared to a current price of MXN78.00 — trading 39.7% below its estimated fair value. The current Net Margin % is 4.73% and 86.2% above the Software industry median of 2.54. Marqeta's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Marqeta (MEX:MQ), the current Net Margin % is 4.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marqeta (MEX:MQ) Overvalued in 2026?

Based on GuruFocus' analysis, Marqeta stock appears to be undervalued. The current stock price of MXN78.00 is trading 39.7% below its estimated GF Value™ of MXN129.46. GuruFocus considers Marqeta to be Possible Value Trap.

Key valuation signals for MEX:MQ:

  • Net Margin %: 4.73%
  • GF Value™: MXN129.46 vs. price of MXN78.00 (39.7% below fair value)
  • GF Score™: 16/100 with 4 warning signs
  • Industry Position: 86.2% above the Software median (#1630 of 2825)

No single metric tells the full story. See the MEX:MQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marqeta Business Description

Other Exchanges MQ:USA8QJ:Germany
Address 180 Grand Avenue, 6th Floor, Oakland, CA, USA, 94612
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
16GF Score

Get the complete analysis for MEX:MQ

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN78.00
Price
MXN129.46
GF Value