Banca MediolanumMIL:BMED +0.36%60 Net Margin % is 63.85% as of Dec. 2025, which is 387% above its 10-year median of 13.10. GuruFocus rates MIL:BMED with a GF Score™ of 60/100 and a GF Value™ of €13.26 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Banca Mediolanum ranks better than 91.36% on this metric.
The historical rank and industry rank for Banca Mediolanum's Net Margin % or its related term are showing as below:
MIL:BMED'
s Net Margin % Range Over the Past 10 Years
Min: 9.79 Med: 13.1 Max: 50.72
Current: 46.56
MIL:BMED's Net Margin % is ranked better than 91.36% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs MIL:BMED: 46.56
Banca Mediolanum (MIL:BMED) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banca Mediolanum Net Margin % Related Terms
Banca Mediolanum Net Margin % Historical Data
* Premium members only.
The historical data trend for Banca Mediolanum's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Mediolanum Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Banca Mediolanum's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Mediolanum Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Mediolanum's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banca Mediolanum's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Mediolanum (MIL:BMED) has a Net Margin % of 63.85% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banca Mediolanum and its competitors. This is 387% above median its historical median of 13.10. Over the past decade, Banca Mediolanum's Net Margin % has ranged from 9.79 to 50.72. According to the industry distribution chart, Banca Mediolanum ranks #132 out of 1527 companies in the Banks industry, placing it in the top 8.6%.
Is Banca Mediolanum's Net Margin % too high?
Banca Mediolanum's current Net Margin % of 63.85% is 387% above median its 10-year median of 13.10. Over the past 10 years, this metric has ranged from a low of 9.79 to a high of 50.72. The Banks industry median Net Margin % is 26.95. Banca Mediolanum's value of 63.85% is 136.9% above this industry median. Based on the distribution chart, Banca Mediolanum ranks #132 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Mediolanum has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #132 out of 1527 companies for Net Margin %. This places Banca Mediolanum in the top 9% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Banca Mediolanum's value of 63.85% is 136.9% above this benchmark. Historically, Banca Mediolanum's own Net Margin % has ranged from 9.79 to 50.72 over the past decade. While the company's 10-year median is 13.10 vs. the industry median of 26.95, Banca Mediolanum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Mediolanum's current Net Margin % of 63.85% is 136.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banca Mediolanum and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Mediolanum's current Net Margin % is 63.85%, which is 387% above median its own 10-year median of 13.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (MIL:BMED) is currently considered Significantly Overvalued. The stock's GF Value™ is €13.26, compared to a current price of €22.03 — trading 66.1% above its estimated fair value. The current Net Margin % is 63.85%, which is 387% above median its 10-year median of 13.10 and 136.9% above the Banks industry median of 26.95. Banca Mediolanum's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banca Mediolanum (MIL:BMED), the current Net Margin % is 63.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Mediolanum (MIL:BMED) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued.
The current stock price of €22.03 is trading 66.1% above its estimated GF Value™ of €13.26.
GuruFocus considers Banca Mediolanum to be Significantly Overvalued.
Key valuation signals for MIL:BMED:
Net Margin %: 63.85% (387% above median its 10-year median of 13.10)
GF Value™: €13.26 vs. price of €22.03 (66.1% above fair value)
Industry Position: 136.9% above the Banks median (#132 of 1527)
No single metric tells the full story. See the MIL:BMED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
60GF Score
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