Oman Qatar Insurance CoOG (MUS:OQIC) Net Margin %: 2.03% (As of Dec. 2025) — 86% Below Median

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MUS:OQIC Oman Qatar Insurance Co SAOG MUS:OQIC
64 GF Score
Price ر.ع0.19
GF Value ر.ع0.37
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Oman Qatar Insurance CoOG Net Margin %?

Oman Qatar Insurance CoOG MUS:OQIC 64 Net Margin % is 2.03% as of Dec. 2025, which is 86% below its 10-year median of 14.38. GuruFocus rates MUS:OQIC with a GF Score™ of 64/100 and a GF Value™ of ر.ع0.37 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Oman Qatar Insurance CoOG ranks worse than 54.69% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Oman Qatar Insurance CoOG's Net Income for the three months ended in Dec. 2025 was ر.ع0.26 Mil. Oman Qatar Insurance CoOG's Revenue for the three months ended in Dec. 2025 was ر.ع12.89 Mil. Therefore, Oman Qatar Insurance CoOG's net margin for the quarter that ended in Dec. 2025 was 2.03%.

The historical rank and industry rank for Oman Qatar Insurance CoOG's Net Margin % or its related term are showing as below:

MUS:OQIC' s Net Margin % Range Over the Past 10 Years
Min: 6.55   Med: 14.38   Max: 32.88
Current: 8.12


MUS:OQIC's Net Margin % is ranked worse than
54.69% of 501 companies
in the Insurance industry
Industry Median: 9.15 vs MUS:OQIC: 8.12

Oman Qatar Insurance CoOG  (MUS:OQIC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Oman Qatar Insurance CoOG Net Margin % Related Terms


Oman Qatar Insurance CoOG Net Margin % Historical Data

* Premium members only.

The historical data trend for Oman Qatar Insurance CoOG's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oman Qatar Insurance CoOG Net Margin % Chart

Oman Qatar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.88 28.06 15.05 6.55 8.12

Oman Qatar Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.04 9.73 11.20 11.13 2.03

MUS:OQIC vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Oman Qatar Insurance CoOG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oman Qatar Insurance CoOG Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Oman Qatar Insurance CoOG's Net Margin % distribution charts can be found below:

* The bar in red indicates where Oman Qatar Insurance CoOG's Net Margin % falls into.


MUS:OQIC
64GF Score
Oman Qatar Insurance Co SAOG MUS:OQIC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oman Qatar Insurance CoOG Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Oman Qatar Insurance CoOG's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3.44/42.381
=8.12 %

Oman Qatar Insurance CoOG's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.262/12.886
=2.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 2.03% mean?
Oman Qatar Insurance CoOG (MUS:OQIC) has a Net Margin % of 2.03% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Oman Qatar Insurance CoOG and its competitors. This is 86% below median its historical median of 14.38. Over the past decade, Oman Qatar Insurance CoOG's Net Margin % has ranged from 6.55 to 32.88. According to the industry distribution chart, Oman Qatar Insurance CoOG ranks #274 out of 501 companies in the Insurance industry, placing it in the top 54.7%.
Is Oman Qatar Insurance CoOG's Net Margin % too high?
Oman Qatar Insurance CoOG's current Net Margin % of 2.03% is 86% below median its 10-year median of 14.38. Over the past 10 years, this metric has ranged from a low of 6.55 to a high of 32.88. The Insurance industry median Net Margin % is 9.15. Oman Qatar Insurance CoOG's value of 2.03% is 77.8% below this industry median. Based on the distribution chart, Oman Qatar Insurance CoOG ranks #274 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Oman Qatar Insurance CoOG has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Oman Qatar Insurance CoOG's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Oman Qatar Insurance CoOG ranks #274 out of 501 companies for Net Margin %. This places Oman Qatar Insurance CoOG in the lower half of its industry. The industry median Net Margin % is 9.15. Oman Qatar Insurance CoOG's value of 2.03% is 77.8% below this benchmark. Historically, Oman Qatar Insurance CoOG's own Net Margin % has ranged from 6.55 to 32.88 over the past decade. While the company's 10-year median is 14.38 vs. the industry median of 9.15, Oman Qatar Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Qatar Insurance CoOG's current Net Margin % of 2.03% is 77.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Oman Qatar Insurance CoOG and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Qatar Insurance CoOG's current Net Margin % is 2.03%, which is 86% below median its own 10-year median of 14.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Qatar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Oman Qatar Insurance CoOG (MUS:OQIC) is currently considered Possible Value Trap. The stock's GF Value™ is ر.ع0.37, compared to a current price of ر.ع0.19 — trading 47.6% below its estimated fair value. The current Net Margin % is 2.03%, which is 86% below median its 10-year median of 14.38 and 77.8% below the Insurance industry median of 9.15. Oman Qatar Insurance CoOG's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Oman Qatar Insurance CoOG (MUS:OQIC), the current Net Margin % is 2.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oman Qatar Insurance CoOG (MUS:OQIC) Overvalued in 2026?

Based on GuruFocus' analysis, Oman Qatar Insurance CoOG stock appears to be undervalued. The current stock price of ر.ع0.19 is trading 47.6% below its estimated GF Value™ of ر.ع0.37. GuruFocus considers Oman Qatar Insurance CoOG to be Possible Value Trap.

Key valuation signals for MUS:OQIC:

  • Net Margin %: 2.03% (86% below median its 10-year median of 14.38)
  • GF Value™: ر.ع0.37 vs. price of ر.ع0.19 (47.6% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 77.8% below the Insurance median (#274 of 501)

No single metric tells the full story. See the MUS:OQIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oman Qatar Insurance CoOG Business Description

Address Street Number - 281, 4th Floor, Al Nawras Commercial Center Building, Near Sohar International Bank, Muscat Governorate, Al Khuwair, OMN, 112
Oman Qatar Insurance Co SAOG is a life insurance company. It is engaged in the business of life and general insurance within the Sultanate of Oman. The company's segments include: Marine and aviation insurance includes marine cargo, marine hull, and machinery and aviation; Property & Casualty includes fire, engineering, general accident, third party liability, workmen compensation, motor, travel and home insurance; and Medical and Life includes health, group life and credit life insurance. The Property and Casualty segments derives maximum revenue.
64GF Score

Get the complete analysis for MUS:OQIC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.19
Price
ر.ع0.37
GF Value