Oman Qatar Insurance CoOG (MUS:OQIC) Return-on-Tangible-Asset: 0.90% (As of Dec. 2025) — 67% Below Median

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MUS:OQIC Oman Qatar Insurance Co SAOG MUS:OQIC
68 GF Score
Price ر.ع0.18
GF Value ر.ع0.38
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Oman Qatar Insurance CoOG Return-on-Tangible-Asset?

Oman Qatar Insurance CoOG MUS:OQIC 68 Return-on-Tangible-Asset is 0.90% as of Dec. 2025, which is 67% below its 10-year median of 2.74. GuruFocus rates MUS:OQIC with a GF Score™ of 68/100 and a GF Value™ of ر.ع0.38 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 507 Insurance companies, Oman Qatar Insurance CoOG ranks better than 51.48% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Oman Qatar Insurance CoOG's annualized Net Income for the quarter that ended in Dec. 2025 was ر.ع1.05 Mil. Oman Qatar Insurance CoOG's average total tangible assets for the quarter that ended in Dec. 2025 was ر.ع116.27 Mil. Therefore, Oman Qatar Insurance CoOG's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.90%.

The historical rank and industry rank for Oman Qatar Insurance CoOG's Return-on-Tangible-Asset or its related term are showing as below:

MUS:OQIC' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.48   Med: 2.74   Max: 6.45
Current: 2.92

During the past 10 years, Oman Qatar Insurance CoOG's highest Return-on-Tangible-Asset was 6.45%. The lowest was 1.48%. And the median was 2.74%.

MUS:OQIC's Return-on-Tangible-Asset is ranked better than
51.48% of 507 companies
in the Insurance industry
Industry Median: 2.83 vs MUS:OQIC: 2.92

Oman Qatar Insurance CoOG  (MUS:OQIC) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Oman Qatar Insurance CoOG Return-on-Tangible-Asset Related Terms


Oman Qatar Insurance CoOG Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Oman Qatar Insurance CoOG's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oman Qatar Insurance CoOG Return-on-Tangible-Asset Chart

Oman Qatar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.08 6.45 4.74 1.99 2.99

Oman Qatar Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 2.58 3.72 4.39 0.90

MUS:OQIC vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison

For the Insurance - Diversified subindustry, Oman Qatar Insurance CoOG's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oman Qatar Insurance CoOG Return-on-Tangible-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Oman Qatar Insurance CoOG's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Oman Qatar Insurance CoOG's Return-on-Tangible-Asset falls into.


MUS:OQIC
68GF Score
Oman Qatar Insurance Co SAOG MUS:OQIC
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oman Qatar Insurance CoOG Return-on-Tangible-Asset Calculation

Oman Qatar Insurance CoOG's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=3.44/( (121.062+109.188)/ 2 )
=3.44/115.125
=2.99 %

Oman Qatar Insurance CoOG's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=1.048/( (123.357+109.188)/ 2 )
=1.048/116.2725
=0.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 0.90% mean?
Oman Qatar Insurance CoOG (MUS:OQIC) has a Return-on-Tangible-Asset of 0.90% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Oman Qatar Insurance CoOG and its competitors. This is 67% below median its historical median of 2.74. Over the past decade, Oman Qatar Insurance CoOG's Return-on-Tangible-Asset has ranged from 1.48 to 6.45. According to the industry distribution chart, Oman Qatar Insurance CoOG ranks #246 out of 507 companies in the Insurance industry, placing it in the top 48.5%.
Is Oman Qatar Insurance CoOG's Return-on-Tangible-Asset too high?
Oman Qatar Insurance CoOG's current Return-on-Tangible-Asset of 0.90% is 67% below median its 10-year median of 2.74. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 6.45. The Insurance industry median Return-on-Tangible-Asset is 2.83. Oman Qatar Insurance CoOG's value of 0.90% is 68.2% below this industry median. Based on the distribution chart, Oman Qatar Insurance CoOG ranks #246 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Oman Qatar Insurance CoOG has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Oman Qatar Insurance CoOG's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Oman Qatar Insurance CoOG ranks #246 out of 507 companies for Return-on-Tangible-Asset. This puts Oman Qatar Insurance CoOG in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.83. Oman Qatar Insurance CoOG's value of 0.90% is 68.2% below this benchmark. Historically, Oman Qatar Insurance CoOG's own Return-on-Tangible-Asset has ranged from 1.48 to 6.45 over the past decade. While the company's 10-year median is 2.74 vs. the industry median of 2.83, Oman Qatar Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.83, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Qatar Insurance CoOG's current Return-on-Tangible-Asset of 0.90% is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Oman Qatar Insurance CoOG and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Qatar Insurance CoOG's current Return-on-Tangible-Asset is 0.90%, which is 67% below median its own 10-year median of 2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Qatar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Oman Qatar Insurance CoOG (MUS:OQIC) is currently considered Possible Value Trap. The stock's GF Value™ is ر.ع0.38, compared to a current price of ر.ع0.18 — trading 52.6% below its estimated fair value. The current Return-on-Tangible-Asset is 0.90%, which is 67% below median its 10-year median of 2.74 and 68.2% below the Insurance industry median of 2.83. Oman Qatar Insurance CoOG's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Oman Qatar Insurance CoOG (MUS:OQIC), the current Return-on-Tangible-Asset is 0.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oman Qatar Insurance CoOG (MUS:OQIC) Overvalued in 2026?

Based on GuruFocus' analysis, Oman Qatar Insurance CoOG stock appears to be undervalued. The current stock price of ر.ع0.18 is trading 52.6% below its estimated GF Value™ of ر.ع0.38. GuruFocus considers Oman Qatar Insurance CoOG to be Possible Value Trap.

Key valuation signals for MUS:OQIC:

  • Return-on-Tangible-Asset: 0.90% (67% below median its 10-year median of 2.74)
  • GF Value™: ر.ع0.38 vs. price of ر.ع0.18 (52.6% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 68.2% below the Insurance median (#246 of 507)

No single metric tells the full story. See the MUS:OQIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oman Qatar Insurance CoOG Business Description

Address Street Number - 281, 4th Floor, Al Nawras Commercial Center Building, Near Sohar International Bank, Muscat Governorate, Al Khuwair, OMN, 112
Oman Qatar Insurance Co SAOG is a life insurance company. It is engaged in the business of life and general insurance within the Sultanate of Oman. The company's segments include: Marine and aviation insurance includes marine cargo, marine hull, and machinery and aviation; Property & Casualty includes fire, engineering, general accident, third party liability, workmen compensation, motor, travel and home insurance; and Medical and Life includes health, group life and credit life insurance. The Property and Casualty segments derives maximum revenue.
68GF Score

Get the complete analysis for MUS:OQIC

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.18
Price
ر.ع0.38
GF Value