Nordea Bank AbpNBNKF 64 Net Margin % is 37.65% as of Mar. 2026, which is 0% below its 10-year median of 37.75. GuruFocus rates NBNKF with a GF Score™ of 64/100 and a GF Value™ of $13.85 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,526 Banks companies, Nordea Bank Abp ranks better than 84.73% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Nordea Bank Abp's Net Income for the
three
months ended in Mar. 2026 was $1,272 Mil. Nordea Bank Abp's Revenue for the
three
months ended in Mar. 2026 was $3,378 Mil. Therefore, Nordea Bank Abp's net margin for the quarter that ended in Mar. 2026 was 37.65%.
The historical rank and industry rank for Nordea Bank Abp's Net Margin % or its related term are showing as below:
NBNKF'
s Net Margin % Range Over the Past 10 Years
Min: 18.31 Med: 37.75 Max: 42.04
Current: 40.3
NBNKF's Net Margin % is ranked better than 84.73% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs NBNKF: 40.30
Nordea Bank Abp (OTCPK:NBNKF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nordea Bank Abp Net Margin % Related Terms
Nordea Bank Abp Net Margin % Historical Data
* Premium members only.
The historical data trend for Nordea Bank Abp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nordea Bank Abp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nordea Bank Abp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nordea Bank Abp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nordea Bank Abp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nordea Bank Abp (NBNKF) has a Net Margin % of 37.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nordea Bank Abp and its competitors. This is near median its historical median of 37.75. Over the past decade, Nordea Bank Abp's Net Margin % has ranged from 18.31 to 42.04. According to the industry distribution chart, Nordea Bank Abp ranks #233 out of 1526 companies in the Banks industry, placing it in the top 15.3%.
Is Nordea Bank Abp's Net Margin % too high?
Nordea Bank Abp's current Net Margin % of 37.65% is near median its 10-year median of 37.75. Over the past 10 years, this metric has ranged from a low of 18.31 to a high of 42.04. The Banks industry median Net Margin % is 26.97. Nordea Bank Abp's value of 37.65% is 39.6% above this industry median. Based on the distribution chart, Nordea Bank Abp ranks #233 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nordea Bank Abp has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nordea Bank Abp's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Nordea Bank Abp ranks #233 out of 1526 companies for Net Margin %. This places Nordea Bank Abp in the top 15% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Nordea Bank Abp's value of 37.65% is 39.6% above this benchmark. Historically, Nordea Bank Abp's own Net Margin % has ranged from 18.31 to 42.04 over the past decade. While the company's 10-year median is 37.75 vs. the industry median of 26.97, Nordea Bank Abp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nordea Bank Abp's current Net Margin % of 37.65% is 39.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nordea Bank Abp and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nordea Bank Abp's current Net Margin % is 37.65%, which is near median its own 10-year median of 37.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Abp stock overvalued right now?
Based on GuruFocus' analysis, Nordea Bank Abp (NBNKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.85, compared to a current price of $18.63 — trading 34.5% above its estimated fair value. The current Net Margin % is 37.65%, which is near median its 10-year median of 37.75 and 39.6% above the Banks industry median of 26.97. Nordea Bank Abp's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nordea Bank Abp (NBNKF), the current Net Margin % is 37.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nordea Bank Abp (NBNKF) Overvalued in 2026?
Based on GuruFocus' analysis, Nordea Bank Abp stock appears to be overvalued.
The current stock price of $18.63 is trading 34.5% above its estimated GF Value™ of $13.85.
GuruFocus considers Nordea Bank Abp to be Significantly Overvalued.
Key valuation signals for NBNKF:
Net Margin %: 37.65% (near median its 10-year median of 37.75)
GF Value™: $13.85 vs. price of $18.63 (34.5% above fair value)
Industry Position: 39.6% above the Banks median (#233 of 1526)
No single metric tells the full story. See the NBNKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nordea is a universal Nordic bank that generates most of its income through vanilla lending products such as mortgages, household loans, and corporate loans. The bank is also a leading equity and debt underwriter and issuer, specialized in the Nordics, generating roughly one tenth of the group's income. Nordea also offers life and pension, savings and asset management, as well as private banking services to high-net-worth individuals. It operates primarily in Sweden, Denmark, Finland, and Norway.
64GF Score
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