NBNKF (Nordea Bank Abp) Moat Score: 6/10 (As of Jul. 08, 2026)


NBNKF Nordea Bank Abp NBNKF
66 GF Score
Price $19.30
GF Value $13.80
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Nordea Bank Abp Moat Score?

Nordea Bank Abp NBNKF 66 Moat Score is 6 as of Jul. 08, 2026. GuruFocus rates NBNKF with a GF Score™ of 66/100 and a GF Value™ of $13.80 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,611 Banks companies, Nordea Bank Abp ranks better than 97.83% on this metric.

Nordea Bank Abp has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Nordea Bank Abp has Narrow Moat: Nordea Bank Abp has a strong narrow moat due to its significant market share in the Nordic region, strong brand, and customer loyalty. It benefits from economies of scale and regulatory barriers. However, its competitive advantages are not sufficiently dominant to warrant a wide moat classification.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Nordea Bank Abp might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Nordea Bank Abp  (OTCPK:NBNKF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Nordea Bank Abp Moat Score Related Terms

NBNKF vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, Nordea Bank Abp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nordea Bank Abp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Nordea Bank Abp's Moat Score distribution charts can be found below:

* The bar in red indicates where Nordea Bank Abp's Moat Score falls into.


NBNKF
66GF Score
Nordea Bank Abp NBNKF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Nordea Bank Abp (NBNKF) has a Moat Score of 6 as of Jul. 08, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Nordea Bank Abp ranks #35 out of 1611 companies in the Banks industry, placing it in the top 2.2%.
Is Nordea Bank Abp's Moat Score too high?
Nordea Bank Abp's current Moat Score is 6. Based on the distribution chart, Nordea Bank Abp ranks #35 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nordea Bank Abp has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nordea Bank Abp's Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, Nordea Bank Abp ranks #35 out of 1611 companies for Moat Score. This places Nordea Bank Abp in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Nordea Bank Abp's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Abp stock overvalued right now?
Based on GuruFocus' analysis, Nordea Bank Abp (NBNKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.80, compared to a current price of $19.30 — trading 39.9% above its estimated fair value. The current Moat Score is 6. Nordea Bank Abp's overall GF Score™ is 66/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Nordea Bank Abp (NBNKF), the current Moat Score is 6 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nordea Bank Abp (NBNKF) Overvalued in 2026?

Based on GuruFocus' analysis, Nordea Bank Abp stock appears to be overvalued. The current stock price of $19.30 is trading 39.9% above its estimated GF Value™ of $13.80. GuruFocus considers Nordea Bank Abp to be Significantly Overvalued.

Key valuation signals for NBNKF:

  • Moat Score: 6
  • GF Value™: $13.80 vs. price of $19.30 (39.9% above fair value)
  • GF Score™: 66/100 with 9 warning signs

No single metric tells the full story. See the NBNKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nordea Bank Abp Business Description

Address Hamnbanegatan 5, Helsinki, FIN, FI-00020
Nordea is a universal Nordic bank that generates most of its income through vanilla lending products such as mortgages, household loans, and corporate loans. The bank is also a leading equity and debt underwriter and issuer, specialized in the Nordics, generating roughly one tenth of the group's income. Nordea also offers life and pension, savings and asset management, as well as private banking services to high-net-worth individuals. It operates primarily in Sweden, Denmark, Finland, and Norway.
66GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.30
Price
$13.80
GF Value