Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
What is Canara HSBC Life Insurance Co Net Margin %?
Canara HSBC Life Insurance CoNSE:CANHLIFE +3.82%11 Net Margin % is 0.65% as of Jun. 2026, which is 41% below its 10-year median of 1.11. GuruFocus rates NSE:CANHLIFE with a GF Score™ of 11/100. The stock has 2 warning signs investors should review. Among 500 Insurance companies, Canara HSBC Life Insurance Co ranks worse than 87.6% on this metric.
The historical rank and industry rank for Canara HSBC Life Insurance Co's Net Margin % or its related term are showing as below:
NSE:CANHLIFE'
s Net Margin % Range Over the Past 10 Years
Min: 0.92 Med: 1.11 Max: 1.13
Current: 0.92
NSE:CANHLIFE's Net Margin % is ranked worse than 87.6% of 500
companies
in the Insurance industry
Industry Median: 9.175
vs NSE:CANHLIFE: 0.92
Canara HSBC Life Insurance Co (NSE:CANHLIFE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Canara HSBC Life Insurance Co Net Margin % Related Terms
Canara HSBC Life Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CANHLIFE vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Canara HSBC Life Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Canara HSBC Life Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Canara HSBC Life Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Canara HSBC Life Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Canara HSBC Life Insurance Co (NSE:CANHLIFE) has a Net Margin % of 0.65% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Canara HSBC Life Insurance Co and its competitors. This is 41% below median its historical median of 1.11. Over the past decade, Canara HSBC Life Insurance Co's Net Margin % has ranged from 0.92 to 1.13. According to the industry distribution chart, Canara HSBC Life Insurance Co ranks #438 out of 500 companies in the Insurance industry, placing it in the top 87.6%.
Is Canara HSBC Life Insurance Co's Net Margin % too high?
Canara HSBC Life Insurance Co's current Net Margin % of 0.65% is 41% below median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.13. The Insurance industry median Net Margin % is 9.18. Canara HSBC Life Insurance Co's value of 0.65% is 92.9% below this industry median. Based on the distribution chart, Canara HSBC Life Insurance Co ranks #438 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Canara HSBC Life Insurance Co has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Canara HSBC Life Insurance Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Canara HSBC Life Insurance Co ranks #438 out of 500 companies for Net Margin %. This places Canara HSBC Life Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.18. Canara HSBC Life Insurance Co's value of 0.65% is 92.9% below this benchmark. Historically, Canara HSBC Life Insurance Co's own Net Margin % has ranged from 0.92 to 1.13 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 9.18, Canara HSBC Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.18, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canara HSBC Life Insurance Co's current Net Margin % of 0.65% is 92.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Canara HSBC Life Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canara HSBC Life Insurance Co's current Net Margin % is 0.65%, which is 41% below median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canara HSBC Life Insurance Co stock overvalued right now?
Canara HSBC Life Insurance Co (NSE:CANHLIFE) has a current Net Margin % of 0.65%. The current Net Margin % is 0.65%, which is 41% below median its 10-year median of 1.11 and 92.9% below the Insurance industry median of 9.18. Canara HSBC Life Insurance Co's overall GF Score™ is 11/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Canara HSBC Life Insurance Co (NSE:CANHLIFE), the current Net Margin % is 0.65% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Canara HSBC Life Insurance Co Business Description
Canara HSBC Life Insurance Co Ltd is a life insurance provider in India. The company offers a wide range of life insurance products, including term plans, health plans, credit life, and employee benefits. It focuses on customizable coverage with options for affordable premiums, flexible payment terms, and multiple benefit payment modes. Canara HSBC Life Insurance operates through a wide network of branches and aims to provide financial security and tax benefits to its customers. The company maintains a robust claim settlement track record, emphasizing reliability and customer service.
11GF Score
Get the complete analysis for NSE:CANHLIFE
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:CANHLIFE has been successfully added to your 
