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The historical rank and industry rank for Kotak Mahindra Bank's Net Margin % or its related term are showing as below:
NSE:KOTAKBANK'
s Net Margin % Range Over the Past 10 Years
Min: 22.67 Med: 25.62 Max: 29.12
Current: 25
NSE:KOTAKBANK's Net Margin % is ranked worse than 56.55% of 1526
companies
in the Banks industry
Industry Median: 27.05
vs NSE:KOTAKBANK: 25.00
Kotak Mahindra Bank (NSE:KOTAKBANK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Kotak Mahindra Bank Net Margin % Related Terms
Kotak Mahindra Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Kotak Mahindra Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kotak Mahindra Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Kotak Mahindra Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kotak Mahindra Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Kotak Mahindra Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Kotak Mahindra Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kotak Mahindra Bank (NSE:KOTAKBANK) has a Net Margin % of 24.50% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Kotak Mahindra Bank and its competitors. This is near median its historical median of 25.62. Over the past decade, Kotak Mahindra Bank's Net Margin % has ranged from 22.67 to 29.12. According to the industry distribution chart, Kotak Mahindra Bank ranks #863 out of 1526 companies in the Banks industry, placing it in the top 56.6%.
Is Kotak Mahindra Bank's Net Margin % too high?
Kotak Mahindra Bank's current Net Margin % of 24.50% is near median its 10-year median of 25.62. Over the past 10 years, this metric has ranged from a low of 22.67 to a high of 29.12. The Banks industry median Net Margin % is 27.05. Kotak Mahindra Bank's value of 24.50% is 9.4% below this industry median. Based on the distribution chart, Kotak Mahindra Bank ranks #863 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Kotak Mahindra Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kotak Mahindra Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Kotak Mahindra Bank ranks #863 out of 1526 companies for Net Margin %. This places Kotak Mahindra Bank in the lower half of its industry. The industry median Net Margin % is 27.05. Kotak Mahindra Bank's value of 24.50% is 9.4% below this benchmark. Historically, Kotak Mahindra Bank's own Net Margin % has ranged from 22.67 to 29.12 over the past decade. While the company's 10-year median is 25.62 vs. the industry median of 27.05, Kotak Mahindra Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kotak Mahindra Bank's current Net Margin % of 24.50% is 9.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Kotak Mahindra Bank and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kotak Mahindra Bank's current Net Margin % is 24.50%, which is near median its own 10-year median of 25.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kotak Mahindra Bank stock overvalued right now?
Based on GuruFocus' analysis, Kotak Mahindra Bank (NSE:KOTAKBANK) is currently considered Fairly Valued. The stock's GF Value™ is ₹414.90, compared to a current price of ₹390.20 — trading 6% below its estimated fair value. The current Net Margin % is 24.50%, which is near median its 10-year median of 25.62 and 9.4% below the Banks industry median of 27.05. Kotak Mahindra Bank's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Kotak Mahindra Bank (NSE:KOTAKBANK), the current Net Margin % is 24.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kotak Mahindra Bank (NSE:KOTAKBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Kotak Mahindra Bank stock appears to be undervalued.
The current stock price of ₹390.20 is trading 6% below its estimated GF Value™ of ₹414.90.
GuruFocus considers Kotak Mahindra Bank to be Fairly Valued.
Key valuation signals for NSE:KOTAKBANK:
Net Margin %: 24.50% (near median its 10-year median of 25.62)
GF Value™: ₹414.90 vs. price of ₹390.20 (6% below fair value)
Industry Position: 9.4% below the Banks median (#863 of 1526)
No single metric tells the full story. See the NSE:KOTAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kotak Mahindra Bank Ltd is an Indian banking and finance group offering personal finance solutions, transaction banking, operating lending verticals, managing IPOs, and providing working capital loans. The company's operating segment includes Treasury, (Balance Sheet Management Unit)BMU and Corporate Centre, Retail Banking, Corporate/Wholesale Banking, Vehicle Financing, Other Lending Activities, Broking, Advisory and Transactional Services, Asset Management, and Insurance. It generates the highest revenue from the Retail Banking segment. Some of its services include savings accounts, safe deposit locker, recurring deposits, sweep-in facility, debit and credit cards, home loans, life insurance, portfolio management services, and others.
82GF Score
Get the complete analysis for NSE:KOTAKBANK
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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