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The historical rank and industry rank for Wuxi Rural Commercial Bank Co's Net Margin % or its related term are showing as below:
SHSE:600908'
s Net Margin % Range Over the Past 10 Years
Min: 34.41 Med: 37.03 Max: 52.39
Current: 49.88
SHSE:600908's Net Margin % is ranked better than 94.03% of 1525
companies
in the Banks industry
Industry Median: 27.05
vs SHSE:600908: 49.88
Wuxi Rural Commercial Bank Co (SHSE:600908) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Wuxi Rural Commercial Bank Co Net Margin % Related Terms
Wuxi Rural Commercial Bank Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wuxi Rural Commercial Bank Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Wuxi Rural Commercial Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wuxi Rural Commercial Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Wuxi Rural Commercial Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Wuxi Rural Commercial Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wuxi Rural Commercial Bank Co (SHSE:600908) has a Net Margin % of 47.38% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Wuxi Rural Commercial Bank Co and its competitors. This is 28% above median its historical median of 37.03. Over the past decade, Wuxi Rural Commercial Bank Co's Net Margin % has ranged from 34.41 to 52.39. According to the industry distribution chart, Wuxi Rural Commercial Bank Co ranks #91 out of 1525 companies in the Banks industry, placing it in the top 6%.
Is Wuxi Rural Commercial Bank Co's Net Margin % too high?
Wuxi Rural Commercial Bank Co's current Net Margin % of 47.38% is 28% above median its 10-year median of 37.03. Over the past 10 years, this metric has ranged from a low of 34.41 to a high of 52.39. The Banks industry median Net Margin % is 27.05. Wuxi Rural Commercial Bank Co's value of 47.38% is 75.2% above this industry median. Based on the distribution chart, Wuxi Rural Commercial Bank Co ranks #91 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Wuxi Rural Commercial Bank Co has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wuxi Rural Commercial Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Wuxi Rural Commercial Bank Co ranks #91 out of 1525 companies for Net Margin %. This places Wuxi Rural Commercial Bank Co in the top 6% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.05. Wuxi Rural Commercial Bank Co's value of 47.38% is 75.2% above this benchmark. Historically, Wuxi Rural Commercial Bank Co's own Net Margin % has ranged from 34.41 to 52.39 over the past decade. While the company's 10-year median is 37.03 vs. the industry median of 27.05, Wuxi Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wuxi Rural Commercial Bank Co's current Net Margin % of 47.38% is 75.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Wuxi Rural Commercial Bank Co and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wuxi Rural Commercial Bank Co's current Net Margin % is 47.38%, which is 28% above median its own 10-year median of 37.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wuxi Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Wuxi Rural Commercial Bank Co (SHSE:600908) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥6.62, compared to a current price of ¥5.33 — trading 19.5% below its estimated fair value. The current Net Margin % is 47.38%, which is 28% above median its 10-year median of 37.03 and 75.2% above the Banks industry median of 27.05. Wuxi Rural Commercial Bank Co's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Wuxi Rural Commercial Bank Co (SHSE:600908), the current Net Margin % is 47.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wuxi Rural Commercial Bank Co (SHSE:600908) Overvalued in 2026?
Based on GuruFocus' analysis, Wuxi Rural Commercial Bank Co stock appears to be undervalued.
The current stock price of ¥5.33 is trading 19.5% below its estimated GF Value™ of ¥6.62.
GuruFocus considers Wuxi Rural Commercial Bank Co to be Modestly Undervalued.
Key valuation signals for SHSE:600908:
Net Margin %: 47.38% (28% above median its 10-year median of 37.03)
GF Value™: ¥6.62 vs. price of ¥5.33 (19.5% below fair value)
Industry Position: 75.2% above the Banks median (#91 of 1525)
No single metric tells the full story. See the SHSE:600908 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wuxi Rural Commercial Bank Co Business Description
Wuxi Rural Commercial Bank Co Ltd is engaged Financial services and related businesses. It includes banking products and services including personal banking, corporate banking, micro-finance, international banking and lending services.
62GF Score
Get the complete analysis for SHSE:600908
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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