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Wuxi Rural Commercial Bank CoSHSE:600908 +1.95%63 Return-on-Tangible-Equity is 11.01% as of Mar. 2026, which is 1% below its 10-year median of 11.12. GuruFocus rates SHSE:600908 with a GF Score™ of 63/100 and a GF Value™ of ¥6.66 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,521 Banks companies, Wuxi Rural Commercial Bank Co ranks worse than 58.71% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Wuxi Rural Commercial Bank Co's annualized net income for the quarter that ended in Mar. 2026 was ¥2,538 Mil. Wuxi Rural Commercial Bank Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ¥23,063 Mil. Therefore, Wuxi Rural Commercial Bank Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.01%.
The historical rank and industry rank for Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity or its related term are showing as below:
SHSE:600908'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.87 Med: 11.12 Max: 11.54
Current: 9.87
During the past 13 years, Wuxi Rural Commercial Bank Co's highest Return-on-Tangible-Equity was 11.54%. The lowest was 9.87%. And the median was 11.12%.
SHSE:600908's Return-on-Tangible-Equity is ranked worse than 58.71% of 1521
companies
in the Banks industry
Industry Median: 11.42
vs SHSE:600908: 9.87
Wuxi Rural Commercial Bank Co (SHSE:600908) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Wuxi Rural Commercial Bank Co Return-on-Tangible-Equity Related Terms
Wuxi Rural Commercial Bank Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wuxi Rural Commercial Bank Co Return-on-Tangible-Equity Chart
Wuxi Rural Commercial Bank Co Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wuxi Rural Commercial Bank Co Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.01% mean?
Wuxi Rural Commercial Bank Co (SHSE:600908) has a Return-on-Tangible-Equity of 11.01% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Wuxi Rural Commercial Bank Co and its competitors. This is near median its historical median of 11.12. Over the past decade, Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity has ranged from 9.87 to 11.54. According to the industry distribution chart, Wuxi Rural Commercial Bank Co ranks #893 out of 1521 companies in the Banks industry, placing it in the top 58.7%.
Is Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity too high?
Wuxi Rural Commercial Bank Co's current Return-on-Tangible-Equity of 11.01% is near median its 10-year median of 11.12. Over the past 10 years, this metric has ranged from a low of 9.87 to a high of 11.54. The Banks industry median Return-on-Tangible-Equity is 11.42. Wuxi Rural Commercial Bank Co's value of 11.01% is 3.6% below this industry median. Based on the distribution chart, Wuxi Rural Commercial Bank Co ranks #893 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Wuxi Rural Commercial Bank Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wuxi Rural Commercial Bank Co's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Wuxi Rural Commercial Bank Co ranks #893 out of 1521 companies for Return-on-Tangible-Equity. This places Wuxi Rural Commercial Bank Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.42. Wuxi Rural Commercial Bank Co's value of 11.01% is 3.6% below this benchmark. Historically, Wuxi Rural Commercial Bank Co's own Return-on-Tangible-Equity has ranged from 9.87 to 11.54 over the past decade. While the company's 10-year median is 11.12 vs. the industry median of 11.42, Wuxi Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.42, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wuxi Rural Commercial Bank Co's current Return-on-Tangible-Equity of 11.01% is 3.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Wuxi Rural Commercial Bank Co and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wuxi Rural Commercial Bank Co's current Return-on-Tangible-Equity is 11.01%, which is near median its own 10-year median of 11.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wuxi Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Wuxi Rural Commercial Bank Co (SHSE:600908) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥6.66, compared to a current price of ¥5.76 — trading 13.5% below its estimated fair value. The current Return-on-Tangible-Equity is 11.01%, which is near median its 10-year median of 11.12 and 3.6% below the Banks industry median of 11.42. Wuxi Rural Commercial Bank Co's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Wuxi Rural Commercial Bank Co (SHSE:600908), the current Return-on-Tangible-Equity is 11.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wuxi Rural Commercial Bank Co (SHSE:600908) Overvalued in 2026?
Based on GuruFocus' analysis, Wuxi Rural Commercial Bank Co stock appears to be undervalued.
The current stock price of ¥5.76 is trading 13.5% below its estimated GF Value™ of ¥6.66.
GuruFocus considers Wuxi Rural Commercial Bank Co to be Modestly Undervalued.
Key valuation signals for SHSE:600908:
Return-on-Tangible-Equity: 11.01% (near median its 10-year median of 11.12)
GF Value™: ¥6.66 vs. price of ¥5.76 (13.5% below fair value)
Industry Position: 3.6% below the Banks median (#893 of 1521)
No single metric tells the full story. See the SHSE:600908 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wuxi Rural Commercial Bank Co Ltd is engaged Financial services and related businesses. It includes banking products and services including personal banking, corporate banking, micro-finance, international banking and lending services.
63GF Score
Get the complete analysis for SHSE:600908
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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