SICP (Silvergate Capital) Net Margin %: 49.29% (As of Sep. 2022)


SICP Silvergate Capital Corp SICP
12 GF Score
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What is Silvergate Capital Net Margin %?

Silvergate Capital SICP 12 Net Margin % is 49.29% as of Sep. 2022. GuruFocus rates SICP with a GF Score™ of 12/100.

Net margin is calculated as Net Income divided by its Revenue. Silvergate Capital's Net Income for the three months ended in Sep. 2022 was $43.33 Mil. Silvergate Capital's Revenue for the three months ended in Sep. 2022 was $87.91 Mil. Therefore, Silvergate Capital's net margin for the quarter that ended in Sep. 2022 was 49.29%.

The historical rank and industry rank for Silvergate Capital's Net Margin % or its related term are showing as below:


SICP's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.97
* Ranked among companies with meaningful Net Margin % only.

Silvergate Capital  (OTCPK:SICP) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Silvergate Capital Net Margin % Related Terms

Silvergate Capital Net Margin % Historical Data

* Premium members only.

The historical data trend for Silvergate Capital's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Silvergate Capital Net Margin % Chart

Silvergate Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Net Margin %
Get a 7-Day Free Trial 29.54 31.21 29.34 45.95 153.89

Silvergate Capital Quarterly Data
Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.32 46.63 49.32 49.29 125.51

SICP vs LBNW, TCNB, FRCB: Net Margin % Comparison

For the Banks - Regional subindustry, Silvergate Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Silvergate Capital Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Silvergate Capital's Net Margin % distribution charts can be found below:

* The bar in red indicates where Silvergate Capital's Net Margin % falls into.


SICP
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Silvergate Capital Corp SICP
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Silvergate Capital Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Silvergate Capital's Net Margin for the fiscal year that ended in Dec. 2021 is calculated as

Net Margin=Net Income (A: Dec. 2021 )/Revenue (A: Dec. 2021 )
=78.528/170.891
=45.95 %

Silvergate Capital's Net Margin for the quarter that ended in Sep. 2022 is calculated as

Net Margin=Net Income (Q: Sep. 2022 )/Revenue (Q: Sep. 2022 )
=43.328/87.911
=49.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 49.29% mean?
Silvergate Capital (SICP) has a Net Margin % of 49.29% as of Sep. 2022. Net margin is the ratio of total net income to net sales. View historical data on Silvergate Capital and its competitors.
Is Silvergate Capital's Net Margin % too high?
Silvergate Capital's current Net Margin % is 49.29%. The Banks industry median Net Margin % is 26.97. Silvergate Capital's value of 49.29% is 82.8% above this industry median. Overall, Silvergate Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Silvergate Capital's Net Margin % compare to LBNW and TCNB?
Silvergate Capital's Net Margin % of 49.29% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.97. Silvergate Capital's value of 49.29% is 82.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Silvergate Capital's current Net Margin % of 49.29% is 82.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Silvergate Capital and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Silvergate Capital's current Net Margin % is 49.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Silvergate Capital stock overvalued right now?
Silvergate Capital (SICP) has a current Net Margin % of 49.29%. The current Net Margin % is 49.29% and 82.8% above the Banks industry median of 26.97. Silvergate Capital's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Silvergate Capital (SICP), the current Net Margin % is 49.29% as of Sep. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Silvergate Capital Business Description

Address 4250 Executive Square, Suite 300, La Jolla, CA, USA, 92037
Silvergate Capital Corp is a provider of various financial infrastructure solutions and services. Its solutions and service offerings include Silvergate Exchange Network, Cash Management Solutions and Deposit Account Services. Its customers include U.S. exchanges and global investors in the digital currency industry. The company also provides financial services that include commercial banking, business lending, commercial and residential real estate lending, and mortgage warehouse lending.
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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