Old MutualSTU:2KS -0.74%35 Net Margin % is 2.68% as of Dec. 2025, which is 42% below its 10-year median of 4.62. GuruFocus rates STU:2KS with a GF Score™ of 35/100 and a GF Value™ of €0.99 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 112 Diversified Financial Services companies, Old Mutual ranks worse than 63.39% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Old Mutual's Net Income for the
six
months ended in Dec. 2025 was €218 Mil. Old Mutual's Revenue for the
six
months ended in Dec. 2025 was €8,162 Mil. Therefore, Old Mutual's net margin for the quarter that ended in Dec. 2025 was 2.68%.
The historical rank and industry rank for Old Mutual's Net Margin % or its related term are showing as below:
STU:2KS'
s Net Margin % Range Over the Past 10 Years
Min: -3.51 Med: 4.62 Max: 33.83
Current: 3.07
STU:2KS's Net Margin % is ranked worse than 63.39% of 112
companies
in the Diversified Financial Services industry
Industry Median: 8.24
vs STU:2KS: 3.07
Old Mutual (STU:2KS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Old Mutual Net Margin % Related Terms
Old Mutual Net Margin % Historical Data
* Premium members only.
The historical data trend for Old Mutual's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Old Mutual's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Mutual Net Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Old Mutual's Net Margin % distribution charts can be found below:
* The bar in red indicates where Old Mutual's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Mutual (STU:2KS) has a Net Margin % of 2.68% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Old Mutual and its competitors. This is 42% below median its historical median of 4.62. According to the industry distribution chart, Old Mutual ranks #71 out of 112 companies in the Diversified Financial Services industry, placing it in the top 63.4%.
Is Old Mutual's Net Margin % too high?
Old Mutual's current Net Margin % of 2.68% is 42% below median its 10-year median of 4.62. The Diversified Financial Services industry median Net Margin % is 8.24. Old Mutual's value of 2.68% is 67.5% below this industry median. Based on the distribution chart, Old Mutual ranks #71 out of 112 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Old Mutual has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Old Mutual's Net Margin % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Old Mutual ranks #71 out of 112 companies for Net Margin %. This places Old Mutual in the lower half of its industry. The industry median Net Margin % is 8.24. Old Mutual's value of 2.68% is 67.5% below this benchmark. While the company's 10-year median is 4.62 vs. the industry median of 8.24, Old Mutual has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Diversified Financial Services company?
The median Net Margin % among Diversified Financial Services companies is 8.24, based on 112 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Mutual's current Net Margin % of 2.68% is 67.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Old Mutual and its competitors. For the Diversified Financial Services industry, the median Net Margin % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Mutual's current Net Margin % is 2.68%, which is 42% below median its own 10-year median of 4.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Mutual stock overvalued right now?
Based on GuruFocus' analysis, Old Mutual (STU:2KS) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.99, compared to a current price of €0.67 — trading 32.3% below its estimated fair value. The current Net Margin % is 2.68%, which is 42% below median its 10-year median of 4.62 and 67.5% below the Diversified Financial Services industry median of 8.24. Old Mutual's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Old Mutual (STU:2KS), the current Net Margin % is 2.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Mutual (STU:2KS) Overvalued in 2026?
Based on GuruFocus' analysis, Old Mutual stock appears to be undervalued.
The current stock price of €0.67 is trading 32.3% below its estimated GF Value™ of €0.99.
GuruFocus considers Old Mutual to be Significantly Undervalued.
Key valuation signals for STU:2KS:
Net Margin %: 2.68% (42% below median its 10-year median of 4.62)
GF Value™: €0.99 vs. price of €0.67 (32.3% below fair value)
Industry Position: 67.5% below the Diversified Financial Services median (#71 of 112)
No single metric tells the full story. See the STU:2KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Mutual Ltd provides financial services that include wealth management, banking, asset management, and insurance. The firm is organized into the following operational segments: Old Mutual Life and Savings, Old Mutual Investments, Old Mutual Banking, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities. The company generates key revenue from Old Mutual Life and Savings, which comprises retail and corporate segments offering risk, savings, investment, lending, and income products across diverse markets. This includes simple financial solutions for low- to lower-middle-income customers, holistic financial advice and tailored investment offerings for middle-income and high-net-worth individuals, and employee benefits and business solutions for SMEs.
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