Banco BBVA ArgentinaSTU:BFP 66 Net Margin % is 6.76% as of Mar. 2026, which is 34% below its 10-year median of 10.28. GuruFocus rates STU:BFP with a GF Score™ of 66/100 and a GF Value™ of €5.90 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Banco BBVA Argentina ranks worse than 89% on this metric.
The historical rank and industry rank for Banco BBVA Argentina's Net Margin % or its related term are showing as below:
STU:BFP'
s Net Margin % Range Over the Past 10 Years
Min: -3.5 Med: 10.28 Max: 20.81
Current: 8.93
STU:BFP's Net Margin % is ranked worse than 89% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs STU:BFP: 8.93
Banco BBVA Argentina (STU:BFP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco BBVA Argentina Net Margin % Related Terms
Banco BBVA Argentina Net Margin % Historical Data
* Premium members only.
The historical data trend for Banco BBVA Argentina's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco BBVA Argentina's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BBVA Argentina Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco BBVA Argentina's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banco BBVA Argentina's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco BBVA Argentina (STU:BFP) has a Net Margin % of 6.76% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco BBVA Argentina and its competitors. This is 34% below median its historical median of 10.28. According to the industry distribution chart, Banco BBVA Argentina ranks #1359 out of 1527 companies in the Banks industry, placing it in the top 89%.
Is Banco BBVA Argentina's Net Margin % too high?
Banco BBVA Argentina's current Net Margin % of 6.76% is 34% below median its 10-year median of 10.28. The Banks industry median Net Margin % is 26.95. Banco BBVA Argentina's value of 6.76% is 74.9% below this industry median. Based on the distribution chart, Banco BBVA Argentina ranks #1359 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco BBVA Argentina has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Argentina ranks #1359 out of 1527 companies for Net Margin %. This places Banco BBVA Argentina in the lower half of its industry. The industry median Net Margin % is 26.95. Banco BBVA Argentina's value of 6.76% is 74.9% below this benchmark. While the company's 10-year median is 10.28 vs. the industry median of 26.95, Banco BBVA Argentina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Argentina's current Net Margin % of 6.76% is 74.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco BBVA Argentina and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Argentina's current Net Margin % is 6.76%, which is 34% below median its own 10-year median of 10.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (STU:BFP) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.90, compared to a current price of €16.60 — trading 181.4% above its estimated fair value. The current Net Margin % is 6.76%, which is 34% below median its 10-year median of 10.28 and 74.9% below the Banks industry median of 26.95. Banco BBVA Argentina's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco BBVA Argentina (STU:BFP), the current Net Margin % is 6.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BBVA Argentina (STU:BFP) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued.
The current stock price of €16.60 is trading 181.4% above its estimated GF Value™ of €5.90.
GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.
Key valuation signals for STU:BFP:
Net Margin %: 6.76% (34% below median its 10-year median of 10.28)
GF Value™: €5.90 vs. price of €16.60 (181.4% above fair value)
Industry Position: 74.9% below the Banks median (#1359 of 1527)
No single metric tells the full story. See the STU:BFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
66GF Score
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