Century Commercial Bank (XNEP:CCBL) Net Margin %: 26.02% (As of Oct. 2022)


XNEP:CCBL Century Commercial Bank Ltd XNEP:CCBL
25 GF Score
Price NPR199.50
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What is Century Commercial Bank Net Margin %?

Century Commercial Bank XNEP:CCBL 25 Net Margin % is 26.02% as of Oct. 2022. GuruFocus rates XNEP:CCBL with a GF Score™ of 25/100.

Net margin is calculated as Net Income divided by its Revenue. Century Commercial Bank's Net Income for the three months ended in Oct. 2022 was NPR321 Mil. Century Commercial Bank's Revenue for the three months ended in Oct. 2022 was NPR1,232 Mil. Therefore, Century Commercial Bank's net margin for the quarter that ended in Oct. 2022 was 26.02%.

The historical rank and industry rank for Century Commercial Bank's Net Margin % or its related term are showing as below:


XNEP:CCBL's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.845
* Ranked among companies with meaningful Net Margin % only.

Century Commercial Bank  (XNEP:CCBL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Century Commercial Bank Net Margin % Related Terms


Century Commercial Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Century Commercial Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Commercial Bank Net Margin % Chart

Century Commercial Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.37 37.18 21.77 25.85 21.10

Century Commercial Bank Quarterly Data
Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.66 29.70 57.80 30.59 26.02

XNEP:CCBL vs USB, PNC: Net Margin % Comparison

For the Banks - Regional subindustry, Century Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Commercial Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Century Commercial Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Century Commercial Bank's Net Margin % falls into.


XNEP:CCBL
25GF Score
Century Commercial Bank Ltd XNEP:CCBL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Commercial Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Century Commercial Bank's Net Margin for the fiscal year that ended in Jul. 2021 is calculated as

Net Margin=Net Income (A: Jul. 2021 )/Revenue (A: Jul. 2021 )
=652.364/3091.967
=21.10 %

Century Commercial Bank's Net Margin for the quarter that ended in Oct. 2022 is calculated as

Net Margin=Net Income (Q: Oct. 2022 )/Revenue (Q: Oct. 2022 )
=320.503/1231.753
=26.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 26.02% mean?
Century Commercial Bank (XNEP:CCBL) has a Net Margin % of 26.02% as of Oct. 2022. Net margin is the ratio of total net income to net sales. View historical data on Century Commercial Bank and its competitors.
Is Century Commercial Bank's Net Margin % too high?
Century Commercial Bank's current Net Margin % is 26.02%. The Banks industry median Net Margin % is 26.85. Century Commercial Bank's value of 26.02% is 3.1% below this industry median. Overall, Century Commercial Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Century Commercial Bank's Net Margin % compare to USB and PNC?
Century Commercial Bank's Net Margin % of 26.02% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.85. Century Commercial Bank's value of 26.02% is 3.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Commercial Bank's current Net Margin % of 26.02% is 3.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Century Commercial Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Commercial Bank's current Net Margin % is 26.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Commercial Bank stock overvalued right now?
Century Commercial Bank (XNEP:CCBL) has a current Net Margin % of 26.02%. The current Net Margin % is 26.02% and 3.1% below the Banks industry median of 26.85. Century Commercial Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Century Commercial Bank (XNEP:CCBL), the current Net Margin % is 26.02% as of Oct. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Century Commercial Bank Business Description

Address Putalisadak, P.O Box 26100, Kathmandu, NPL
Century Commercial Bank Ltd is engaged in the commercial banking business. The principal activities are to provide commercial banking services including deposits, loans, agency services, trade finance services, investment and treasury operations, card services, e-commerce products, remittances, foreign currency operations and other financial services to its customers through its branches, extension counters, strategic business units, ATMs and network of agents. It also provides merchant/investment banking services. The bank derives a majority of the revenue from its loan products. It operates in seven domestic geographical regions, being Region A, Region B, Region C, Region D, Region E, Region F and Region G, of which key revenue is derived from the Region E.
25GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR199.50
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