Business Description
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd
ISIN : NPE082A00005
Total Employee Number:
1,044Compare
Compare
Traded in other countries / regions
NUBL.Nepal IPO Date
2003-04-24Description
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.23 | |||||
Equity-to-Asset | 0.2 | |||||
Debt-to-Equity | 0.18 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -1.78 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.3 | |||||
3-Year EPS without NRI Growth Rate | 3.9 | |||||
3-Year Book Growth Rate | 8.5 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 6.16 | |||||
9-Day RSI | 18.03 | |||||
14-Day RSI | 26.52 | |||||
3-1 Month Momentum % | -6.23 | |||||
6-1 Month Momentum % | -8.05 | |||||
12-1 Month Momentum % | -17.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.22 | |||||
Dividend Payout Ratio | 0.38 | |||||
Forward Dividend Yield % | 1.22 | |||||
5-Year Yield-on-Cost % | 1.22 | |||||
Shareholder Yield % | 5.86 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 22.78 | |||||
FCF Margin % | -11.26 | |||||
OCF Margin % | -11.32 | |||||
ROE % | 8.85 | |||||
ROA % | 1.8 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 30.85 | |||||
PE Ratio without NRI | 30.85 | |||||
Shiller PE Ratio | 21.74 | |||||
Price-to-Owner-Earnings | 30.41 | |||||
PEG Ratio | 2.07 | |||||
PS Ratio | 7.02 | |||||
PB Ratio | 2.69 | |||||
Price-to-Tangible-Book | 2.68 | |||||
EV-to-Revenue | 6.91 | |||||
EV-to-FCF | -62.8 | |||||
Price-to-GF-Value | 0.93 | |||||
Price-to-Projected-FCF | 3.3 | |||||
Price-to-DCF (Earnings Based) | 2.67 | |||||
Price-to-Median-PS-Value | 0.94 | |||||
Price-to-Peter-Lynch-Fair-Value | 4.91 | |||||
Price-to-Graham-Number | 1.92 | |||||
FCF Yield % | -1.6 | |||||
Forward Rate of Return (Yacktman) % | 6.6 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil NPR) | 2,241.388 | ||
| EPS (TTM) (NPR) | 18.613 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.22 | ||
| 3-Year Sortino Ratio | -0.33 | ||
| Volatility % | 13.77 | ||
| 14-Day RSI | 26.52 | ||
| 14-Day ATR (NPR) | 11.257967 | ||
| 20-Day SMA (NPR) | 597.105 | ||
| 12-1 Month Momentum % | -17.9 | ||
| 52-Week Range (NPR) | 568.1 - 763.809523 | ||
| Shares Outstanding (Mil) | 27.43 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Stock Events
| Event | Date | Price (NPR) | ||
|---|---|---|---|---|
| NPR 7.000000 Cash Dividend | 2026-01-01 | 710.48 (+0.13%) | ||
| 1.05:1 Stock Split | 2026-01-01 | 710.48 (+0.13%) | ||
| 1.19:1 Stock Split | 2023-02-14 | 794.72 (+0.00%) | ||
| 1.295:1 Stock Split | 2021-12-28 | 961.00 (+0.00%) | ||
| 1.13:1 Stock Split | 2021-02-23 | 889.82 (+0.00%) | ||
| 1.25:1 Stock Split | 2019-12-16 | 425.71 (+0.00%) | ||
| 1.2:1 Stock Split | 2018-11-27 | 346.41 (+0.00%) | ||
| 1.6667:1 Stock Split | 2017-12-31 | 460.27 (+0.00%) | ||
| 1.2:1 Stock Split | 2016-11-15 | 328.14 (+0.00%) | ||
| 1.4818:1 Stock Split | 2015-12-09 | 264.51 (+0.00%) |
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Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Frequently Asked Questions
What is Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL)'s stock price today?
The current price of XNEP:NUBL is NPR574.00. The 52 week high of XNEP:NUBL is NPR763.81 and 52 week low is NPR568.10.
When is next earnings date of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL)?
The next earnings date of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is .
Does Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) pay dividends? If so, how much?
The Dividend Yield %  of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is 1.22% (As of Today), Highest Dividend Payout Ratio of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) was 0.58. The lowest was 0.01. And the median was 0.15. The  Forward Dividend Yield % of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is 1.22%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd
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