Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd (XNEP:NUBL) Stock Price, Trades & News

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.34
Equity-to-Asset	0.2
Debt-to-Equity	0.26
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.38	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2.7
	3-Year EPS without NRI Growth Rate	27.3
	3-Year FCF Growth Rate	-29.8
	3-Year Book Growth Rate	9

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	21.67
	9-Day RSI	23.12
	14-Day RSI	27.56
	3-1 Month Momentum %	-9.1
	6-1 Month Momentum %	-12.51
	12-1 Month Momentum %	-17.4

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.23
	Dividend Payout Ratio	0.55
	3-Year Dividend Growth Rate	94.5
	Forward Dividend Yield %	1.23
	5-Year Yield-on-Cost %	1.23
	Shareholder Yield %	2.2

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	15.6
	FCF Margin %	13.52
	OCF Margin %	13.88
	ROE %	5.95
	ROA %	1.21
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	44.39
	PE Ratio without NRI	44.39
	Shiller PE Ratio	19.74
	Price-to-Owner-Earnings	47.39
	PEG Ratio	4.88
	PS Ratio	6.93
	PB Ratio	2.57
	Price-to-Tangible-Book	2.57
	Price-to-Free-Cash-Flow	51.19
	Price-to-Operating-Cash-Flow	49.87
	EV-to-Revenue	6.69
	EV-to-FCF	49.64
	Price-to-GF-Value	0.94
	Price-to-Projected-FCF	2.57
	Price-to-Median-PS-Value	0.95
	Price-to-Peter-Lynch-Fair-Value	6.63
	Price-to-Graham-Number	2.25
	FCF Yield %	1.96
	Forward Rate of Return (Yacktman) %	7.94

Financials

Annual Quarterly TTM

XNEP:NUBL's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

See Details

Insider Trades

See Details

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Executives

Details

GF Value™: NPR604.48

XNEP:NUBL

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with NUBL. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil NPR)	2,249.492
	EPS (TTM) (NPR)	12.796
	Beta	-
	3-Year Sharpe Ratio	-0.08
	3-Year Sortino Ratio	-0.14
	Volatility %	14.53
	14-Day RSI	27.56
	14-Day ATR (NPR)	9.630014
	20-Day SMA (NPR)	584.79
	12-1 Month Momentum %	-17.4
	52-Week Range (NPR)	564.1 - 763.809523
	Shares Outstanding (Mil)	27.43

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Stock Events

Financials Calendars

Event	Date	Price (NPR)
NPR 7.000000 Cash Dividend	2026-01-01	710.48 (+0.13%)
1.05:1 Stock Split	2026-01-01	710.48 (+0.13%)
1.19:1 Stock Split	2023-02-14	794.72 (+0.00%)
1.295:1 Stock Split	2021-12-28	961.00 (+0.00%)
1.13:1 Stock Split	2021-02-23	889.82 (+0.00%)
1.25:1 Stock Split	2019-12-16	425.71 (+0.00%)
1.2:1 Stock Split	2018-11-27	346.41 (+0.00%)
1.6667:1 Stock Split	2017-12-31	460.27 (+0.00%)
1.2:1 Stock Split	2016-11-15	328.14 (+0.00%)
1.4818:1 Stock Split	2015-12-09	264.51 (+0.00%)

Show

Entries

Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Frequently Asked Questions

What is Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL)'s stock price today?

The current price of XNEP:NUBL is NPR568.00. The 52 week high of XNEP:NUBL is NPR763.81 and 52 week low is NPR564.10.

When is next earnings date of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL)?

The next earnings date of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is .

Does Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) pay dividends? If so, how much?

The Dividend Yield % of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is 1.23% (As of Today), Highest Dividend Payout Ratio of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) was 0.58. The lowest was 0.01. And the median was 0.16. The Forward Dividend Yield % of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd(XNEP:NUBL) is 1.23%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Articles on Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd

No articles.

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.