The historical rank and industry rank for Mahila Laghubitta Bittiyanstha's Net Margin % or its related term are showing as below:
XNEP:MLBSL'
s Net Margin % Range Over the Past 10 Years
Min: 4.53 Med: 21.12 Max: 28.58
Current: 9.09
XNEP:MLBSL's Net Margin % is ranked worse than 88.74% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs XNEP:MLBSL: 9.09
Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Mahila Laghubitta Bittiyanstha Net Margin % Related Terms
Mahila Laghubitta Bittiyanstha Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahila Laghubitta Bittiyanstha Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Mahila Laghubitta Bittiyanstha's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahila Laghubitta Bittiyanstha Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mahila Laghubitta Bittiyanstha's Net Margin % distribution charts can be found below:
* The bar in red indicates where Mahila Laghubitta Bittiyanstha's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) has a Net Margin % of 12.80% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Mahila Laghubitta Bittiyanstha and its competitors. This is 39% below median its historical median of 21.12. Over the past decade, Mahila Laghubitta Bittiyanstha's Net Margin % has ranged from 4.53 to 28.58. According to the industry distribution chart, Mahila Laghubitta Bittiyanstha ranks #1356 out of 1528 companies in the Banks industry, placing it in the top 88.7%.
Is Mahila Laghubitta Bittiyanstha's Net Margin % too high?
Mahila Laghubitta Bittiyanstha's current Net Margin % of 12.80% is 39% below median its 10-year median of 21.12. Over the past 10 years, this metric has ranged from a low of 4.53 to a high of 28.58. The Banks industry median Net Margin % is 26.85. Mahila Laghubitta Bittiyanstha's value of 12.80% is 52.3% below this industry median. Based on the distribution chart, Mahila Laghubitta Bittiyanstha ranks #1356 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mahila Laghubitta Bittiyanstha has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mahila Laghubitta Bittiyanstha's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Mahila Laghubitta Bittiyanstha ranks #1356 out of 1528 companies for Net Margin %. This places Mahila Laghubitta Bittiyanstha in the lower half of its industry. The industry median Net Margin % is 26.85. Mahila Laghubitta Bittiyanstha's value of 12.80% is 52.3% below this benchmark. Historically, Mahila Laghubitta Bittiyanstha's own Net Margin % has ranged from 4.53 to 28.58 over the past decade. While the company's 10-year median is 21.12 vs. the industry median of 26.85, Mahila Laghubitta Bittiyanstha has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahila Laghubitta Bittiyanstha's current Net Margin % of 12.80% is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Mahila Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahila Laghubitta Bittiyanstha's current Net Margin % is 12.80%, which is 39% below median its own 10-year median of 21.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahila Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR2,549.93, compared to a current price of NPR1,712.00 — trading 32.9% below its estimated fair value. The current Net Margin % is 12.80%, which is 39% below median its 10-year median of 21.12 and 52.3% below the Banks industry median of 26.85. Mahila Laghubitta Bittiyanstha's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Mahila Laghubitta Bittiyanstha (XNEP:MLBSL), the current Net Margin % is 12.80% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) Overvalued in 2026?
Based on GuruFocus' analysis, Mahila Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR1,712.00 is trading 32.9% below its estimated GF Value™ of NPR2,549.93.
GuruFocus considers Mahila Laghubitta Bittiyanstha to be Significantly Undervalued.
Key valuation signals for XNEP:MLBSL:
Net Margin %: 12.80% (39% below median its 10-year median of 21.12)
GF Value™: NPR2,549.93 vs. price of NPR1,712.00 (32.9% below fair value)
Industry Position: 52.3% below the Banks median (#1356 of 1528)
No single metric tells the full story. See the XNEP:MLBSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahila Laghubitta Bittiyanstha Business Description
Mahila Laghubitta Bittiya Sanstha Ltd is a financial institution that provides microfinance services in rural and select urban areas of Nepal, targeting low-income and underprivileged populations. It delivers services through branch offices located in various regions across the country. The company's offerings include Saving Products, Loan Products, Scheme, Remittance, Mobile Banking and Digital Partner.
85GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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