Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) Retained Earnings: NPR-43.1 Mil (As of Jul. 2026)

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XNEP:MLBSL Mahila Laghubitta Bittiya Sanstha Ltd XNEP:MLBSL
79 GF Score
Price NPR1,072.00
GF Value NPR3,308.22
Valuation Significantly Undervalued
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What is Mahila Laghubitta Bittiyanstha Retained Earnings?

Mahila Laghubitta Bittiyanstha XNEP:MLBSL 79 Retained Earnings is NPR-43.1 Mil as of Jul. 2026. GuruFocus rates XNEP:MLBSL with a GF Score™ of 79/100 and a GF Value™ of NPR3,308.22 (Significantly Undervalued).

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Mahila Laghubitta Bittiyanstha's retained earnings for the quarter that ended in Jul. 2026 was NPR-43.1 Mil.

Mahila Laghubitta Bittiyanstha's quarterly retained earnings declined from Jan. 2026 (NPR148.2 Mil) to Apr. 2026 (NPR129.9 Mil) and declined from Apr. 2026 (NPR129.9 Mil) to Jul. 2026 (NPR-43.1 Mil).

Mahila Laghubitta Bittiyanstha's annual retained earnings increased from Jul. 2024 (NPR49.6 Mil) to Jul. 2025 (NPR115.2 Mil) but then declined from Jul. 2025 (NPR115.2 Mil) to Jul. 2026 (NPR-43.1 Mil).


Mahila Laghubitta Bittiyanstha  (XNEP:MLBSL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Mahila Laghubitta Bittiyanstha Retained Earnings Historical Data

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The historical data trend for Mahila Laghubitta Bittiyanstha's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahila Laghubitta Bittiyanstha Retained Earnings Chart

Mahila Laghubitta Bittiyanstha Annual Data
Trend Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Retained Earnings
Get a 7-Day Free Trial 98.72 8.85 49.55 115.16 -43.10

Mahila Laghubitta Bittiyanstha Quarterly Data
Jul20 Oct20 Apr21 Jul21 Oct21 Jul22 Jul23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115.16 124.41 148.22 129.86 -43.10
XNEP:MLBSL
79GF Score
Mahila Laghubitta Bittiya Sanstha Ltd XNEP:MLBSL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahila Laghubitta Bittiyanstha Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of NPR-43.1 Mil mean?
Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) has a Retained Earnings of NPR-43.1 Mil as of Jul. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Mahila Laghubitta Bittiyanstha and its competitors.
Is Mahila Laghubitta Bittiyanstha's Retained Earnings too high?
Mahila Laghubitta Bittiyanstha's current Retained Earnings is NPR-43.1 Mil. Overall, Mahila Laghubitta Bittiyanstha has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mahila Laghubitta Bittiyanstha's Retained Earnings compare to competitors?
Mahila Laghubitta Bittiyanstha's Retained Earnings of NPR-43.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Mahila Laghubitta Bittiyanstha and its competitors. Mahila Laghubitta Bittiyanstha's current Retained Earnings is NPR-43.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahila Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR3,308.22, compared to a current price of NPR1,072.00 — trading 67.6% below its estimated fair value. The current Retained Earnings is NPR-43.1 Mil. Mahila Laghubitta Bittiyanstha's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Mahila Laghubitta Bittiyanstha (XNEP:MLBSL), the current Retained Earnings is NPR-43.1 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahila Laghubitta Bittiyanstha (XNEP:MLBSL) Overvalued in 2026?

Based on GuruFocus' analysis, Mahila Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR1,072.00 is trading 67.6% below its estimated GF Value™ of NPR3,308.22. GuruFocus considers Mahila Laghubitta Bittiyanstha to be Significantly Undervalued.

Key valuation signals for XNEP:MLBSL:

  • Retained Earnings: NPR-43.1 Mil
  • GF Value™: NPR3,308.22 vs. price of NPR1,072.00 (67.6% below fair value)
  • GF Score™: 79/100

No single metric tells the full story. See the XNEP:MLBSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahila Laghubitta Bittiyanstha Business Description

Address Sanga - 13, Kavre, NPL, 45210
Mahila Laghubitta Bittiya Sanstha Ltd is a financial institution that provides microfinance services in rural and select urban areas of Nepal, targeting low-income and underprivileged populations. It delivers services through branch offices located in various regions across the country. The company's offerings include Saving Products, Loan Products, Scheme, Remittance, Mobile Banking and Digital Partner.
79GF Score

Get the complete analysis for XNEP:MLBSL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,072.00
Price
NPR3,308.22
GF Value