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In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
The industry rank for Consolidated Hallmark Holdings's Net-Net Working Capital or its related term are showing as below:
NSA:CONHALLPLC's Price-to-Net-Net-Working-Capital is not ranked *
in the Insurance industry.
Industry Median: 7.88 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
Consolidated Hallmark Holdings (NSA:CONHALLPLC) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Consolidated Hallmark Holdings Net-Net Working Capital Related Terms
Consolidated Hallmark Holdings Net-Net Working Capital Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consolidated Hallmark Holdings Net-Net Working Capital Chart
Consolidated Hallmark Holdings Annual Data
Trend
Net-Net Working Capital
Consolidated Hallmark Holdings Semi-Annual Data
Net-Net Working Capital
NSA:CONHALLPLC vs : Net-Net Working Capital Comparison
For the Insurance - Diversified subindustry, Consolidated Hallmark Holdings's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Consolidated Hallmark Holdings Price-to-Net-Net-Working-Capital vs Insurance Industry
For the Insurance industry and Financial Services sector, Consolidated Hallmark Holdings's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Consolidated Hallmark Holdings's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of ₦0.00 mean?
Consolidated Hallmark Holdings (NSA:CONHALLPLC) has a Net-Net Working Capital of ₦0.00 as of . 20. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Consolidated Hallmark Holdings According to the industry distribution chart, Consolidated Hallmark Holdings ranks #999999 out of 60 companies in the Insurance industry.
Is Consolidated Hallmark Holdings' Net-Net Working Capital too high?
Consolidated Hallmark Holdings' current Net-Net Working Capital is ₦0.00. Based on the distribution chart, Consolidated Hallmark Holdings ranks #999999 out of 60 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Consolidated Hallmark Holdings has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Consolidated Hallmark Holdings' Net-Net Working Capital compare to ?
According to the Insurance industry distribution chart, Consolidated Hallmark Holdings ranks #999999 out of 60 companies for Net-Net Working Capital. This places Consolidated Hallmark Holdings in the lower half of its industry. The industry median Net-Net Working Capital is 7.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Insurance company?
The median Net-Net Working Capital among Insurance companies is 7.88, based on 60 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Consolidated Hallmark Holdings For the Insurance industry, the median Net-Net Working Capital is 7.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consolidated Hallmark Holdings's current Net-Net Working Capital is ₦0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consolidated Hallmark Holdings stock overvalued right now?
Consolidated Hallmark Holdings (NSA:CONHALLPLC) has a current Net-Net Working Capital of ₦0.00. The current Net-Net Working Capital is ₦0.00. Consolidated Hallmark Holdings' overall GF Score™ is 7/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Consolidated Hallmark Holdings (NSA:CONHALLPLC), the current Net-Net Working Capital is ₦0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Consolidated Hallmark Holdings Business Description
Consolidated Hallmark Holdings Plc is a company involved in general insurance business and its principal activities are portfolio management, short term lending, equipment leasing, provision of Health management services and microinsurance life business. The Company is organized into two operating segments. These segments are Consolidated Hallmark Holdings Plc (CHH Plc): is a non-operating Holdco. Its principal activities are to hold equity investments in strategic businesses, for the current period includes General Insurance business, Finance Company Business and Health Management Organisation (HMO) business; and Consolidated Hallmark Insurance Ltd. is a general insurance business company. It holds 100% investment in CHI Micro-Insurance Limited,CHI Capital Limited.
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