Consolidated Hallmark Holdings (NSA:CONHALLPLC) Interest Coverage: 0 (At Loss) (As of . 20)


NSA:CONHALLPLC Consolidated Hallmark Holdings Plc NSA:CONHALLPLC
7 GF Score
Price ₦6.80
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What is Consolidated Hallmark Holdings Interest Coverage?

Consolidated Hallmark Holdings NSA:CONHALLPLC 7 Interest Coverage is 0 (At Loss) as of . 20. GuruFocus rates NSA:CONHALLPLC with a GF Score™ of 7/100. The stock has 2 warning signs investors should review. Among 351 Insurance companies, Consolidated Hallmark Holdings ranks worse than 284900% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Consolidated Hallmark Holdings's EBIT for the six months ended in . 20 was ₦0.00 Mil. Consolidated Hallmark Holdings's Interest Expense for the six months ended in . 20 was ₦0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Consolidated Hallmark Holdings's Interest Coverage or its related term are showing as below:


NSA:CONHALLPLC's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Consolidated Hallmark Holdings  (NSA:CONHALLPLC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Consolidated Hallmark Holdings Interest Coverage Related Terms


Consolidated Hallmark Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Consolidated Hallmark Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Consolidated Hallmark Holdings Interest Coverage Chart

Consolidated Hallmark Holdings Annual Data
Trend
Interest Coverage

Consolidated Hallmark Holdings Semi-Annual Data
Interest Coverage

NSA:CONHALLPLC vs : Interest Coverage Comparison

For the Insurance - Diversified subindustry, Consolidated Hallmark Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consolidated Hallmark Holdings Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Consolidated Hallmark Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Consolidated Hallmark Holdings's Interest Coverage falls into.


NSA:CONHALLPLC
7GF Score
Consolidated Hallmark Holdings Plc NSA:CONHALLPLC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Consolidated Hallmark Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Consolidated Hallmark Holdings's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, Consolidated Hallmark Holdings's Interest Expense was ₦0.00 Mil. Its EBIT was ₦0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was ₦0.00 Mil.

Consolidated Hallmark Holdings had no debt (1).

Consolidated Hallmark Holdings's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the six months ended in . 20, Consolidated Hallmark Holdings's Interest Expense was ₦0.00 Mil. Its EBIT was ₦0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was ₦0.00 Mil.

Consolidated Hallmark Holdings had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Consolidated Hallmark Holdings (NSA:CONHALLPLC) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Consolidated Hallmark Holdings and its competitors. According to the industry distribution chart, Consolidated Hallmark Holdings ranks #999999 out of 351 companies in the Insurance industry.
Is Consolidated Hallmark Holdings' Interest Coverage too high?
Consolidated Hallmark Holdings' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Consolidated Hallmark Holdings ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Consolidated Hallmark Holdings has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Consolidated Hallmark Holdings' Interest Coverage compare to ?
According to the Insurance industry distribution chart, Consolidated Hallmark Holdings ranks #999999 out of 351 companies for Interest Coverage. This places Consolidated Hallmark Holdings in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Consolidated Hallmark Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consolidated Hallmark Holdings's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consolidated Hallmark Holdings stock overvalued right now?
Consolidated Hallmark Holdings (NSA:CONHALLPLC) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Consolidated Hallmark Holdings' overall GF Score™ is 7/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Consolidated Hallmark Holdings (NSA:CONHALLPLC), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Consolidated Hallmark Holdings Business Description

Comparable Companies
Address 266, Ikorodu Road, Obanikoro, Lagos, NGA
Consolidated Hallmark Holdings Plc is a company involved in general insurance business and its principal activities are portfolio management, short term lending, equipment leasing, provision of Health management services and microinsurance life business. The Company is organized into two operating segments. These segments are Consolidated Hallmark Holdings Plc (CHH Plc): is a non-operating Holdco. Its principal activities are to hold equity investments in strategic businesses, for the current period includes General Insurance business, Finance Company Business and Health Management Organisation (HMO) business; and Consolidated Hallmark Insurance Ltd. is a general insurance business company. It holds 100% investment in CHI Micro-Insurance Limited,CHI Capital Limited.
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