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Fentura Financial (Fentura Financial) Net Margin % : 24.56% (As of Dec. 2023)


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What is Fentura Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Fentura Financial's Net Income for the three months ended in Dec. 2023 was $3.78 Mil. Fentura Financial's Revenue for the three months ended in Dec. 2023 was $15.41 Mil. Therefore, Fentura Financial's net margin for the quarter that ended in Dec. 2023 was 24.56%.

The historical rank and industry rank for Fentura Financial's Net Margin % or its related term are showing as below:

FETM' s Net Margin % Range Over the Past 10 Years
Min: 18   Med: 24.54   Max: 28.72
Current: 24.3


FETM's Net Margin % is ranked worse than
53.91% of 1458 companies
in the Banks industry
Industry Median: 25.33 vs FETM: 24.30

Fentura Financial Net Margin % Historical Data

The historical data trend for Fentura Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fentura Financial Net Margin % Chart

Fentura Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.49 26.53 28.72 24.19 24.30

Fentura Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.31 25.17 21.64 25.83 24.56

Competitive Comparison of Fentura Financial's Net Margin %

For the Banks - Regional subindustry, Fentura Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fentura Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Fentura Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Fentura Financial's Net Margin % falls into.



Fentura Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Fentura Financial's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=14.629/60.201
=24.30 %

Fentura Financial's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=3.784/15.41
=24.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fentura Financial  (OTCPK:FETM) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Fentura Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Fentura Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Fentura Financial (Fentura Financial) Business Description

Traded in Other Exchanges
N/A
Address
175 North Leroy Street, P.O. Box 725, Fenton, MI, USA, 48430-3805
Fentura Financial Inc is a bank holding company engaged in the business of financial services through its wholly-owned subsidiaries. The corporation provides banking and trust services principally to individuals, small businesses, and governmental entities through its community banking and loan processing offices. The primary deposit products include Checking, Savings, and Term certificate accounts, and the primary lending products comprise Residential mortgage, Commercial real estate, Commercial, Home equity, and Consumer loans. The corporation's sources of revenue include trust-related income, investment services income, ATM card income, debit card income, and service charges on deposit accounts.
Executives
James Distelrath director, officer: Chief Financial Officer 101 N LEROY STREET, FENTON MI 48430
Craig L Johnson officer: Senior Lender - The State Bank 101 N LEROY STREET, FENTON MI 48430
Randy D Hicks director 101 N. LEROY STREET, FENTON MI 48430
Frederick P Dillingham director 175 N LEROY, FENTON MI 48340
Joanne Shaw director 175 N LEROY, FENTON MI 48340
Ronald Rybar director 175 N LEROY, FENTON MI 48340
James Wesseling director 175 N LEROY STREET, FENTON MI 48340
William Dery director 175 N LEROY STREET, FENTON MI 48340
Daniel Wollschlager officer: SVP, Senior Lending Officer 175 NORTH LEROY STREET, FENTON MI 48430
Douglas Rotman director 175 N LEROY, FENTON MI 48430
Sheryl Stephens director 175 N LEROY, FENTON MI 48430
Kenneth R Elston director 175 NORTH LEROY STREET, P.O. BOX 725, FENTON MI 48430
Holly J Pingatore officer: Senior VP-The State Bank 175 NORTH LEROY STREET, FENTON MI 48430
John Emmendorfer officer: President-Davison State Bank 175 NORTH LEROY STREET, FENTON MI 48430
Dennis Leyder officer: Senior VP-The State Bank 175 NORTH LEROY STREET, FENTON MI 48430