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Business Description
Embassy Bancorp Inc
NAICS : 522110
SIC : 6021
ISIN : US2907911026
Description
Embassy Bancorp Inc acts as an independent community financial services provider. It offers traditional banking and related financial services to individual, business, and government customers. The bank also offers commercial and retail financial services such as savings and demand deposits, commercial loans, consumer loans, residential mortgages, home equity loans, and other financial services. Its other services comprise night depository services, wire transfers, bond coupon redemption, cash management services, and escrow management services among others.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 6.11 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 0.15 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -5.2 | |||||
| 3-Year EPS without NRI Growth Rate | -14.7 | |||||
| 3-Year FCF Growth Rate | -12.7 | |||||
| 3-Year Book Growth Rate | -4.9 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 35.31 | |||||
| 9-Day RSI | 37.5 | |||||
| 14-Day RSI | 36.92 | |||||
| 3-1 Month Momentum % | -4.72 | |||||
| 6-1 Month Momentum % | 1.01 | |||||
| 12-1 Month Momentum % | 16.42 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.68 | |||||
| Dividend Payout Ratio | 0.31 | |||||
| 3-Year Dividend Growth Rate | 11.9 | |||||
| Forward Dividend Yield % | 2.68 | |||||
| 5-Year Yield-on-Cost % | 6 | |||||
| 3-Year Average Share Buyback Ratio | -0.4 | |||||
| Shareholder Yield % | 32.7 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 26.68 | |||||
| FCF Margin % | 23.53 | |||||
| ROE % | 9.79 | |||||
| ROA % | 0.62 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.47 | |||||
| PE Ratio without NRI | 11.47 | |||||
| Shiller PE Ratio | 8.93 | |||||
| Price-to-Owner-Earnings | 11.13 | |||||
| PS Ratio | 3.05 | |||||
| PB Ratio | 1.13 | |||||
| Price-to-Tangible-Book | 1.13 | |||||
| Price-to-Free-Cash-Flow | 13.01 | |||||
| Price-to-Operating-Cash-Flow | 12.02 | |||||
| EV-to-Revenue | 1.03 | |||||
| EV-to-FCF | 4.39 | |||||
| Price-to-GF-Value | 1.07 | |||||
| Price-to-Projected-FCF | 0.54 | |||||
| Price-to-Median-PS-Value | 0.96 | |||||
| Price-to-Graham-Number | 0.76 | |||||
| FCF Yield % | 7.67 | |||||
| Forward Rate of Return (Yacktman) % | 10.05 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Embassy Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 39.125 | ||
| EPS (TTM) ($) | 1.37 | ||
| Beta | 0.13 | ||
| 3-Year Sharpe Ratio | -0.74 | ||
| 3-Year Sortino Ratio | -0.91 | ||
| Volatility % | 14.53 | ||
| 14-Day RSI | 36.92 | ||
| 14-Day ATR ($) | 0.204504 | ||
| 20-Day SMA ($) | 15.775 | ||
| 12-1 Month Momentum % | 16.42 | ||
| 52-Week Range ($) | 13 - 16.74 | ||
| Shares Outstanding (Mil) | 7.64 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Embassy Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Embassy Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Embassy Bancorp Inc Frequently Asked Questions
What is Embassy Bancorp Inc(EMYB)'s stock price today?
The current price of EMYB is $15.71. The 52 week high of EMYB is $16.74 and 52 week low is $13.00.
When is next earnings date of Embassy Bancorp Inc(EMYB)?
The next earnings date of Embassy Bancorp Inc(EMYB) is 2025-05-15 Est..
Does Embassy Bancorp Inc(EMYB) pay dividends? If so, how much?
The Dividend Yield %  of Embassy Bancorp Inc(EMYB) is 2.68% (As of Today), Highest Dividend Payout Ratio of Embassy Bancorp Inc(EMYB) was 0.31. The lowest was 0.1. And the median was 0.14. The  Forward Dividend Yield % of Embassy Bancorp Inc(EMYB) is 2.68%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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