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Business Description
Citizens Community Bancorp Inc
NAICS : 522110
SIC : 6035
ISIN : US1749031043
Description
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.75 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.37 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.3 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -5.5 | |||||
| 3-Year EPS without NRI Growth Rate | -11.8 | |||||
| 3-Year FCF Growth Rate | 4.2 | |||||
| 3-Year Book Growth Rate | 3.3 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 46.9 | |||||
| 9-Day RSI | 45.72 | |||||
| 14-Day RSI | 43.63 | |||||
| 3-1 Month Momentum % | -8 | |||||
| 6-1 Month Momentum % | 6.88 | |||||
| 12-1 Month Momentum % | 23.44 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.41 | |||||
| Dividend Payout Ratio | 0.24 | |||||
| 3-Year Dividend Growth Rate | 11.6 | |||||
| Forward Dividend Yield % | 2.41 | |||||
| 5-Year Yield-on-Cost % | 3.93 | |||||
| 3-Year Average Share Buyback Ratio | 1.7 | |||||
| Shareholder Yield % | 77.97 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 24.43 | |||||
| FCF Margin % | 34.27 | |||||
| ROE % | 7.8 | |||||
| ROA % | 0.76 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.24 | |||||
| Forward PE Ratio | 11.5 | |||||
| PE Ratio without NRI | 11.16 | |||||
| Shiller PE Ratio | 12.46 | |||||
| Price-to-Owner-Earnings | 8.97 | |||||
| PEG Ratio | 2.03 | |||||
| PS Ratio | 2.69 | |||||
| PB Ratio | 0.83 | |||||
| Price-to-Tangible-Book | 1.04 | |||||
| Price-to-Free-Cash-Flow | 7.89 | |||||
| Price-to-Operating-Cash-Flow | 7.54 | |||||
| EV-to-Revenue | 2.95 | |||||
| EV-to-FCF | 8.48 | |||||
| Price-to-GF-Value | 1.39 | |||||
| Price-to-Projected-FCF | 0.49 | |||||
| Price-to-DCF (Earnings Based) | 0.43 | |||||
| Price-to-DCF (FCF Based) | 0.54 | |||||
| Price-to-Median-PS-Value | 1.25 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.14 | |||||
| Price-to-Graham-Number | 0.72 | |||||
| FCF Yield % | 12.91 | |||||
| Forward Rate of Return (Yacktman) % | 17.46 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Citizens Community Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 56.287 | ||
| EPS (TTM) ($) | 1.33 | ||
| Beta | 0.89 | ||
| 3-Year Sharpe Ratio | -0.01 | ||
| 3-Year Sortino Ratio | -0.02 | ||
| Volatility % | 22.53 | ||
| 14-Day RSI | 43.63 | ||
| 14-Day ATR ($) | 0.374527 | ||
| 20-Day SMA ($) | 14.64025 | ||
| 12-1 Month Momentum % | 23.44 | ||
| 52-Week Range ($) | 10.1397 - 17.04 | ||
| Shares Outstanding (Mil) | 9.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Community Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Community Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Citizens Community Bancorp Inc Frequently Asked Questions
What is Citizens Community Bancorp Inc(CZWI)'s stock price today?
The current price of CZWI is $14.95. The 52 week high of CZWI is $17.04 and 52 week low is $10.14.
When is next earnings date of Citizens Community Bancorp Inc(CZWI)?
The next earnings date of Citizens Community Bancorp Inc(CZWI) is 2025-04-29 Est..
Does Citizens Community Bancorp Inc(CZWI) pay dividends? If so, how much?
The Dividend Yield %  of Citizens Community Bancorp Inc(CZWI) is 2.41% (As of Today), Highest Dividend Payout Ratio of Citizens Community Bancorp Inc(CZWI) was 0.37. The lowest was 0.12. And the median was 0.23. The  Forward Dividend Yield % of Citizens Community Bancorp Inc(CZWI) is 2.41%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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