Business Description
Citizens Community Bancorp Inc
NAICS : 522110
SIC : 6035
ISIN : US1749031043
Total Employee Number:
238Compare
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Traded in other countries / regions
CZWI.USA Index Membership
Russell 2000Russell 3000 IPO Date
2004-03-30Description
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.88 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.27 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.4 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.5 | |||||
3-Year EPS without NRI Growth Rate | -6 | |||||
3-Year FCF Growth Rate | -24.6 | |||||
3-Year Book Growth Rate | 6.8 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 66.94 | |||||
9-Day RSI | 61.77 | |||||
14-Day RSI | 60.6 | |||||
3-1 Month Momentum % | 7.46 | |||||
6-1 Month Momentum % | 21.81 | |||||
12-1 Month Momentum % | 50.1 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.89 | |||||
Dividend Payout Ratio | 0.07 | |||||
3-Year Dividend Growth Rate | 11.5 | |||||
Forward Dividend Yield % | 0.89 | |||||
5-Year Yield-on-Cost % | 1.53 | |||||
3-Year Average Share Buyback Ratio | 2.7 | |||||
Shareholder Yield % | 13.64 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 23.32 | |||||
FCF Margin % | 19.11 | |||||
OCF Margin % | 21.89 | |||||
ROE % | 8.06 | |||||
ROA % | 0.85 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.46 | |||||
Forward PE Ratio | 13.22 | |||||
PE Ratio without NRI | 15.43 | |||||
Shiller PE Ratio | 17.5 | |||||
Price-to-Owner-Earnings | 29.03 | |||||
PEG Ratio | 2.91 | |||||
PS Ratio | 3.62 | |||||
PB Ratio | 1.19 | |||||
Price-to-Tangible-Book | 1.46 | |||||
Price-to-Free-Cash-Flow | 18.84 | |||||
Price-to-Operating-Cash-Flow | 16.46 | |||||
EV-to-Revenue | 2.04 | |||||
EV-to-FCF | 10.66 | |||||
Price-to-GF-Value | 1.37 | |||||
Price-to-Projected-FCF | 0.71 | |||||
Price-to-Median-PS-Value | 1.53 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.94 | |||||
Price-to-Graham-Number | 1 | |||||
FCF Yield % | 5.38 | |||||
Forward Rate of Return (Yacktman) % | 12.11 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Annualized Return % Â
Total Annual Return % Â
Citizens Community Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 64.22 | ||
| EPS (TTM) ($) | 1.53 | ||
| Beta | 0.6046 | ||
| 3-Year Sharpe Ratio | 1.2 | ||
| 3-Year Sortino Ratio | 2.72 | ||
| Volatility % | 23.12 | ||
| 14-Day RSI | 60.6 | ||
| 14-Day ATR ($) | 0.782761 | ||
| 20-Day SMA ($) | 23.278 | ||
| 12-1 Month Momentum % | 50.1 | ||
| 52-Week Range ($) | 14.4 - 24.425 | ||
| Shares Outstanding (Mil) | 9.64 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Community Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Community Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-26 | In 184 days | ||
| Third quarter earnings results for 2026 | 2026-10-27 | In 93 days | ||
| Second quarter earnings results for 2026 | 2026-07-28 | In 2 days | ||
| General meeting for 2026 | 2026-06-16 16:00 | 20.87 (-3.91%) | ||
| USD 0.105000 Cash Dividend | 2026-05-08 | 21.08 (-0.52%) | ||
| First quarter earnings results for 2026 | 2026-04-27 | 20.63 (+1.13%) | ||
| Annual report for 2025 | 2026-03-05 | 18.12 (+1.06%) | ||
| USD 0.105000 Cash Dividend | 2026-02-06 | 19.11 (+0.95%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-26 | 18.20 (-1.36%) | ||
| Third quarter earnings results for 2025 | 2025-10-27 | 15.92 (+0.32%) |
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Citizens Community Bancorp Inc Frequently Asked Questions
What is Citizens Community Bancorp Inc(CZWI)'s stock price today?
The current price of CZWI is $23.66. The 52 week high of CZWI is $24.43 and 52 week low is $14.40.
When is next earnings date of Citizens Community Bancorp Inc(CZWI)?
The next earnings date of Citizens Community Bancorp Inc(CZWI) is 2026-07-28 Est..
Does Citizens Community Bancorp Inc(CZWI) pay dividends? If so, how much?
The Dividend Yield %  of Citizens Community Bancorp Inc(CZWI) is 0.89% (As of Today), Highest Dividend Payout Ratio of Citizens Community Bancorp Inc(CZWI) was 0.29. The lowest was 0.07. And the median was 0.21. The  Forward Dividend Yield % of Citizens Community Bancorp Inc(CZWI) is 0.89%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:CZWI
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Citizens Community Bancorp Inc
No articles.
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