XTM (XTMIF) Notes Receivable: $0.14 Mil (As of Sep. 2025)


What is XTM Notes Receivable?

XTM XTMIF -99.93% Notes Receivable is $0.14 Mil as of Sep. 2025. The stock has 6 warning signs investors should review.

XTM's Notes Receivable for the quarter that ended in Sep. 2025 was $0.14 Mil.

XTM's quarterly Notes Receivable increased from Mar. 2025 ($0.12 Mil) to Jun. 2025 ($0.33 Mil) but then stayed the same from Jun. 2025 ($0.33 Mil) to Sep. 2025 ($0.14 Mil).

XTM's annual Notes Receivable increased from Dec. 2022 ($0.13 Mil) to Dec. 2023 ($0.49 Mil) and increased from Dec. 2023 ($0.49 Mil) to Dec. 2024 ($1.68 Mil).

XTM Notes Receivable Historical Data

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The historical data trend for XTM's Notes Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XTM Notes Receivable Chart

XTM Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Notes Receivable
Get a 7-Day Free Trial 0.00 0.00 0.13 0.49 1.68

XTM Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Notes Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 1.68 0.12 0.33 0.14

XTM Notes Receivable Calculation

Notes Receivable is an unconditional promise to receive a definite sum of money at a future date(s) within one year of the balance sheet date or the normal operating cycle, whichever is longer.

Frequently Asked Questions Learn more about Notes Receivable →
What does a Notes Receivable of $0.14 Mil mean?
XTM (XTMIF) has a Notes Receivable of $0.14 Mil as of Sep. 2025. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on XTM and its competitors.
Is XTM's Notes Receivable too high?
XTM's current Notes Receivable is $0.14 Mil.
How does XTM's Notes Receivable compare to IBM and ACN?
XTM's Notes Receivable of $0.14 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Notes Receivable for a Software company?
A good Notes Receivable depends on the Software industry context. However, Notes Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Notes Receivable mean?
A high Notes Receivable can signal that a stock is expensive relative to its fundamentals. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on XTM and its competitors. XTM's current Notes Receivable is $0.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XTM stock overvalued right now?
Based on GuruFocus' analysis, XTM (XTMIF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.02, compared to a current price of $0.00 — trading 93% below its estimated fair value. The current Notes Receivable is $0.14 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Notes Receivable calculated?
Notes Receivable is calculated from a company's financial statements. For XTM (XTMIF), the current Notes Receivable is $0.14 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XTM Business Description

Address 67 Mowat Avenue, Suite 437, Toronto, ON, CAN, M6K 1E3
XTM Inc is a fintech innovator with offices in Toronto and Miami. Through its AnyDay platform XTM delivers instant pay and Earned Wage Access solutions to restaurants, hospitality, personal care, and staffing sectors. The company was founded in the cloud-banking space to further support businesses to inspire their workforce in the hospitality, personal care and services staffing industries, the company provides on-demand pay for many large brands, including Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels and Live Nation.