White Mountains Insurance Group (BDA:WTM.BH) OCF Margin %: 5.89% (As of Mar. 2026) — 53% Below Median


BDA:WTM.BH White Mountains Insurance Group Ltd BDA:WTM.BH
76 GF Score
Price $976.65
GF Value $1,132.95
! 2 Warning Signs
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What is White Mountains Insurance Group OCF Margin %?

White Mountains Insurance Group BDA:WTM.BH 76 OCF Margin % is 5.89% as of Mar. 2026, which is 53% below its 10-year median of 12.47. GuruFocus rates BDA:WTM.BH with a GF Score™ of 76/100 and a GF Value™ of $1,132.95. The stock has 2 warning signs investors should review. Among 501 Insurance companies, White Mountains Insurance Group ranks better than 74.45% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. White Mountains Insurance Group's Cash Flow from Operations for the three months ended in Mar. 2026 was $31 Mil. White Mountains Insurance Group's Revenue for the three months ended in Mar. 2026 was $518 Mil. Therefore, White Mountains Insurance Group's OCF Margin % for the quarter that ended in Mar. 2026 was 5.89%.

As of today, White Mountains Insurance Group's current OCF Yield % is 12.40%.

The historical rank and industry rank for White Mountains Insurance Group's OCF Margin % or its related term are showing as below:

BDA:WTM.BH' s OCF Margin % Range Over the Past 10 Years
Min: -98.35   Med: 12.47   Max: 31.52
Current: 21.99


During the past 13 years, the highest OCF Margin % of White Mountains Insurance Group was 31.52%. The lowest was -98.35%. And the median was 12.47%.

BDA:WTM.BH's OCF Margin % is ranked better than
74.45% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs BDA:WTM.BH: 21.99


White Mountains Insurance Group OCF Margin % Related Terms


White Mountains Insurance Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for White Mountains Insurance Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White Mountains Insurance Group OCF Margin % Chart

White Mountains Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.28 31.52 18.65 24.92 19.08

White Mountains Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.96 25.75 41.58 7.15 5.89

BDA:WTM.BH vs SIGI, MCY, RLI: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White Mountains Insurance Group OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, White Mountains Insurance Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where White Mountains Insurance Group's OCF Margin % falls into.


BDA:WTM.BH
76GF Score
White Mountains Insurance Group Ltd BDA:WTM.BH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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White Mountains Insurance Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

White Mountains Insurance Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=550.5/2885.5
=19.08 %

White Mountains Insurance Group's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=30.5/517.8
=5.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 5.89% mean?
White Mountains Insurance Group (BDA:WTM.BH) has a OCF Margin % of 5.89% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on White Mountains Insurance Group and its competitors. This is 53% below median its historical median of 12.47. According to the industry distribution chart, White Mountains Insurance Group ranks #128 out of 501 companies in the Insurance industry, placing it in the top 25.5%.
Is White Mountains Insurance Group's OCF Margin % too high?
White Mountains Insurance Group's current OCF Margin % of 5.89% is 53% below median its 10-year median of 12.47. The Insurance industry median OCF Margin % is 10.85. White Mountains Insurance Group's value of 5.89% is 45.7% below this industry median. Based on the distribution chart, White Mountains Insurance Group ranks #128 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, White Mountains Insurance Group has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's OCF Margin % compare to SIGI and MCY?
According to the Insurance industry distribution chart, White Mountains Insurance Group ranks #128 out of 501 companies for OCF Margin %. This puts White Mountains Insurance Group in the upper half of its industry. The industry median OCF Margin % is 10.85. White Mountains Insurance Group's value of 5.89% is 45.7% below this benchmark. While the company's 10-year median is 12.47 vs. the industry median of 10.85, White Mountains Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. White Mountains Insurance Group's current OCF Margin % of 5.89% is 45.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on White Mountains Insurance Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. White Mountains Insurance Group's current OCF Margin % is 5.89%, which is 53% below median its own 10-year median of 12.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
White Mountains Insurance Group (BDA:WTM.BH) has a current OCF Margin % of 5.89%. The stock's GF Value™ is $1,132.95, compared to a current price of $976.65 — trading 13.8% below its estimated fair value. The current OCF Margin % is 5.89%, which is 53% below median its 10-year median of 12.47 and 45.7% below the Insurance industry median of 10.85. White Mountains Insurance Group's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For White Mountains Insurance Group (BDA:WTM.BH), the current OCF Margin % is 5.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White Mountains Insurance Group (BDA:WTM.BH) Overvalued in 2026?

Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued. The current stock price of $976.65 is trading 13.8% below its estimated GF Value™ of $1,132.95.

Key valuation signals for BDA:WTM.BH:

  • OCF Margin %: 5.89% (53% below median its 10-year median of 12.47)
  • GF Value™: $1,132.95 vs. price of $976.65 (13.8% below fair value)
  • GF Score™: 76/100 with 2 warning signs
  • Industry Position: 45.7% below the Insurance median (#128 of 501)

No single metric tells the full story. See the BDA:WTM.BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White Mountains Insurance Group Business Description

Other Exchanges WTM:USA
Address 23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
76GF Score

Get the complete analysis for BDA:WTM.BH

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$976.65
Price
$1,132.95
GF Value