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Bank of Labor BancsharesBHDB 56 OCF Margin % is 36.46% as of Dec. 2025, which is 59% above its 10-year median of 22.96. GuruFocus rates BHDB with a GF Score™ of 56/100 and a GF Value™ of $60.47 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Bank of Labor Bancshares ranks better than 61.68% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Labor Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Labor Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Labor Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Labor Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Labor Bancshares (BHDB) has a OCF Margin % of 36.46% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Labor Bancshares and its competitors. This is 59% above median its historical median of 22.96. Over the past decade, Bank of Labor Bancshares' OCF Margin % has ranged from 3.57 to 37.38. According to the industry distribution chart, Bank of Labor Bancshares ranks #574 out of 1498 companies in the Banks industry, placing it in the top 38.3%.
Is Bank of Labor Bancshares' OCF Margin % too high?
Bank of Labor Bancshares' current OCF Margin % of 36.46% is 59% above median its 10-year median of 22.96. Over the past 10 years, this metric has ranged from a low of 3.57 to a high of 37.38. The Banks industry median OCF Margin % is 29.27. Bank of Labor Bancshares' value of 36.46% is 24.6% above this industry median. Based on the distribution chart, Bank of Labor Bancshares ranks #574 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Labor Bancshares has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Labor Bancshares' OCF Margin % compare to HCKG and EFSG?
According to the Banks industry distribution chart, Bank of Labor Bancshares ranks #574 out of 1498 companies for OCF Margin %. This puts Bank of Labor Bancshares in the upper half of its industry. The industry median OCF Margin % is 29.27. Bank of Labor Bancshares' value of 36.46% is 24.6% above this benchmark. Historically, Bank of Labor Bancshares' own OCF Margin % has ranged from 3.57 to 37.38 over the past decade. While the company's 10-year median is 22.96 vs. the industry median of 29.27, Bank of Labor Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.27, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Labor Bancshares's current OCF Margin % of 36.46% is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Labor Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Labor Bancshares's current OCF Margin % is 36.46%, which is 59% above median its own 10-year median of 22.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Labor Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bank of Labor Bancshares (BHDB) is currently considered Significantly Overvalued. The stock's GF Value™ is $60.47, compared to a current price of $124.00 — trading 105.1% above its estimated fair value. The current OCF Margin % is 36.46%, which is 59% above median its 10-year median of 22.96 and 24.6% above the Banks industry median of 29.27. Bank of Labor Bancshares' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank of Labor Bancshares (BHDB), the current OCF Margin % is 36.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Labor Bancshares (BHDB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Labor Bancshares stock appears to be overvalued.
The current stock price of $124.00 is trading 105.1% above its estimated GF Value™ of $60.47.
GuruFocus considers Bank of Labor Bancshares to be Significantly Overvalued.
Key valuation signals for BHDB:
OCF Margin %: 36.46% (59% above median its 10-year median of 22.96)
GF Value™: $60.47 vs. price of $124.00 (105.1% above fair value)
Industry Position: 24.6% above the Banks median (#574 of 1498)
No single metric tells the full story. See the BHDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Labor Bancshares Inc is a bank holding company offering personal and commercial banking services. The bank's portfolio include Real Estate segment, Commercial Segment, Consumer and others segment. The services provided by the bank include Personal banking services, Business services, Lending services, Trust and investment services, card services, online banking, and others.
56GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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