TMBThanachart Bank PCLBKK:TTB 52 OCF Margin % is 3.86% as of Mar. 2026, which is 89% below its 10-year median of 34.73. GuruFocus rates BKK:TTB with a GF Score™ of 52/100 and a GF Value™ of ฿1.74 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,500 Banks companies, TMBThanachart Bank PCL ranks better than 89.2% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, TMBThanachart Bank PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TMBThanachart Bank PCL OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's OCF Margin % distribution charts can be found below:
* The bar in red indicates where TMBThanachart Bank PCL's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL (BKK:TTB) has a OCF Margin % of 3.86% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on TMBThanachart Bank PCL and its competitors. This is 89% below median its historical median of 34.73. According to the industry distribution chart, TMBThanachart Bank PCL ranks #162 out of 1500 companies in the Banks industry, placing it in the top 10.8%.
Is TMBThanachart Bank PCL's OCF Margin % too high?
TMBThanachart Bank PCL's current OCF Margin % of 3.86% is 89% below median its 10-year median of 34.73. The Banks industry median OCF Margin % is 29.44. TMBThanachart Bank PCL's value of 3.86% is 86.9% below this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #162 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TMBThanachart Bank PCL has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #162 out of 1500 companies for OCF Margin %. This places TMBThanachart Bank PCL in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. TMBThanachart Bank PCL's value of 3.86% is 86.9% below this benchmark. While the company's 10-year median is 34.73 vs. the industry median of 29.44, TMBThanachart Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current OCF Margin % of 3.86% is 86.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on TMBThanachart Bank PCL and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current OCF Margin % is 3.86%, which is 89% below median its own 10-year median of 34.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
Based on GuruFocus' analysis, TMBThanachart Bank PCL (BKK:TTB) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿1.74, compared to a current price of ฿2.40 — trading 37.9% above its estimated fair value. The current OCF Margin % is 3.86%, which is 89% below median its 10-year median of 34.73 and 86.9% below the Banks industry median of 29.44. TMBThanachart Bank PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For TMBThanachart Bank PCL (BKK:TTB), the current OCF Margin % is 3.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TMBThanachart Bank PCL (BKK:TTB) Overvalued in 2026?
Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued.
The current stock price of ฿2.40 is trading 37.9% above its estimated GF Value™ of ฿1.74.
GuruFocus considers TMBThanachart Bank PCL to be Significantly Overvalued.
Key valuation signals for BKK:TTB:
OCF Margin %: 3.86% (89% below median its 10-year median of 34.73)
GF Value™: ฿1.74 vs. price of ฿2.40 (37.9% above fair value)
Industry Position: 86.9% below the Banks median (#162 of 1500)
No single metric tells the full story. See the BKK:TTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
52GF Score
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