CBSHP.PFD (Commerce Bancshares) OCF Margin %: 140.52% (As of Mar. 2026) — 274% Above Median


CBSHP.PFD Commerce Bancshares Inc CBSHP.PFD
78 GF Score
Price $25.00
! 1 Warning Sign
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What is Commerce Bancshares OCF Margin %?

Commerce Bancshares CBSHP.PFD 78 OCF Margin % is 140.52% as of Mar. 2026, which is 274% above its 10-year median of 37.53. GuruFocus rates CBSHP.PFD with a GF Score™ of 78/100. The stock has 1 warning sign investors should review. Among 1,501 Banks companies, Commerce Bancshares ranks better than 78.35% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Commerce Bancshares's Cash Flow from Operations for the three months ended in Mar. 2026 was $684.80 Mil. Commerce Bancshares's Revenue for the three months ended in Mar. 2026 was $487.34 Mil. Therefore, Commerce Bancshares's OCF Margin % for the quarter that ended in Mar. 2026 was 140.52%.

As of today, Commerce Bancshares's current OCF Yield % is 14.60%.

The historical rank and industry rank for Commerce Bancshares's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Commerce Bancshares was 46.33%. The lowest was 30.81%. And the median was 37.53%.

CBSHP.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Commerce Bancshares OCF Margin % Related Terms

Commerce Bancshares OCF Margin % Historical Data

* Premium members only.

The historical data trend for Commerce Bancshares's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commerce Bancshares OCF Margin % Chart

Commerce Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.92 37.06 30.81 34.73 36.49

Commerce Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.96 24.92 28.74 58.88 140.52
CBSHP.PFD
78GF Score
Commerce Bancshares Inc CBSHP.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commerce Bancshares OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Commerce Bancshares's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=645.136/1767.799
=36.49 %

Commerce Bancshares's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=684.795/487.338
=140.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 140.52% mean?
Commerce Bancshares (CBSHP.PFD) has a OCF Margin % of 140.52% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commerce Bancshares and its competitors. This is 274% above median its historical median of 37.53. Over the past decade, Commerce Bancshares' OCF Margin % has ranged from 30.81 to 46.33. According to the industry distribution chart, Commerce Bancshares ranks #325 out of 1501 companies in the Banks industry, placing it in the top 21.7%.
Is Commerce Bancshares' OCF Margin % too high?
Commerce Bancshares' current OCF Margin % of 140.52% is 274% above median its 10-year median of 37.53. Over the past 10 years, this metric has ranged from a low of 30.81 to a high of 46.33. The Banks industry median OCF Margin % is 29.44. Commerce Bancshares' value of 140.52% is 377.3% above this industry median. Based on the distribution chart, Commerce Bancshares ranks #325 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commerce Bancshares has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Commerce Bancshares' OCF Margin % compare to VLY and BOKF?
According to the Banks industry distribution chart, Commerce Bancshares ranks #325 out of 1501 companies for OCF Margin %. This places Commerce Bancshares in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Commerce Bancshares' value of 140.52% is 377.3% above this benchmark. Historically, Commerce Bancshares' own OCF Margin % has ranged from 30.81 to 46.33 over the past decade. While the company's 10-year median is 37.53 vs. the industry median of 29.44, Commerce Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commerce Bancshares's current OCF Margin % of 140.52% is 377.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commerce Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commerce Bancshares's current OCF Margin % is 140.52%, which is 274% above median its own 10-year median of 37.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerce Bancshares stock overvalued right now?
Commerce Bancshares (CBSHP.PFD) has a current OCF Margin % of 140.52%. The current OCF Margin % is 140.52%, which is 274% above median its 10-year median of 37.53 and 377.3% above the Banks industry median of 29.44. Commerce Bancshares' overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Commerce Bancshares (CBSHP.PFD), the current OCF Margin % is 140.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Commerce Bancshares Business Description

Other Exchanges CBSH:USA
Address 1000 Walnut, Kansas City, MO, USA, 64106
Commerce Bancshares Inc operates as the bank holding company for Commerce Bank. The bank is engaged in the general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. The company has three reportable segments. The Commercial segment provides lending, leasing, deposit, payment, and cash management services to business and government customers. The Retail Banking segment offers consumer deposits, consumer lending, mortgage banking, and debit and credit card services through its branch network. The Wealth segment provides trust, estate planning, brokerage, and investment management services to individual and institutional clients.
78GF Score

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