Mercantile Bank (DHA:MERCANBANK) OCF Margin %: -564.31% (As of Mar. 2026)


DHA:MERCANBANK Mercantile Bank PLC DHA:MERCANBANK
67 GF Score
Price BDT7.30
GF Value BDT8.36
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Mercantile Bank OCF Margin %?

Mercantile Bank DHA:MERCANBANK -1.33% 67 OCF Margin % is -564.31% as of Mar. 2026. GuruFocus rates DHA:MERCANBANK with a GF Score™ of 67/100 and a GF Value™ of BDT8.36 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,503 Banks companies, Mercantile Bank ranks worse than 92.55% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Mercantile Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was BDT-17,226 Mil. Mercantile Bank's Revenue for the three months ended in Mar. 2026 was BDT3,053 Mil. Therefore, Mercantile Bank's OCF Margin % for the quarter that ended in Mar. 2026 was -564.31%.

As of today, Mercantile Bank's current OCF Yield % is -154.18%.

The historical rank and industry rank for Mercantile Bank's OCF Margin % or its related term are showing as below:

DHA:MERCANBANK' s OCF Margin % Range Over the Past 10 Years
Min: 14.01   Med: 35.62   Max: 138
Current: -96.68


During the past 11 years, the highest OCF Margin % of Mercantile Bank was 138.00%. The lowest was 14.01%. And the median was 35.62%.

DHA:MERCANBANK's OCF Margin % is ranked worse than
92.55% of 1503 companies
in the Banks industry
Industry Median: 29.37 vs DHA:MERCANBANK: -96.68


Mercantile Bank OCF Margin % Related Terms


Mercantile Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Mercantile Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mercantile Bank OCF Margin % Chart

Mercantile Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.78 32.92 38.31 138.00 47.01

Mercantile Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.43 59.10 -60.95 183.62 -564.31

Mercantile Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Mercantile Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mercantile Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mercantile Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Mercantile Bank's OCF Margin % falls into.


DHA:MERCANBANK
67GF Score
Mercantile Bank PLC DHA:MERCANBANK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mercantile Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Mercantile Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6580.908/13997.876
=47.01 %

Mercantile Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-17225.912/3052.549
=-564.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -564.31% mean?
Mercantile Bank (DHA:MERCANBANK) has a OCF Margin % of -564.31% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Mercantile Bank and its competitors. Over the past decade, Mercantile Bank's OCF Margin % has ranged from 14.01 to 138.00. According to the industry distribution chart, Mercantile Bank ranks #1391 out of 1503 companies in the Banks industry, placing it in the top 92.5%.
Is Mercantile Bank's OCF Margin % too high?
Mercantile Bank's current OCF Margin % is -564.31%. Over the past 10 years, this metric has ranged from a low of 14.01 to a high of 138.00. Based on the distribution chart, Mercantile Bank ranks #1391 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mercantile Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mercantile Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Mercantile Bank ranks #1391 out of 1503 companies for OCF Margin %. This places Mercantile Bank in the lower half of its industry. The industry median OCF Margin % is 29.37. Historically, Mercantile Bank's own OCF Margin % has ranged from 14.01 to 138.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.37, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Mercantile Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercantile Bank's current OCF Margin % is -564.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercantile Bank stock overvalued right now?
Based on GuruFocus' analysis, Mercantile Bank (DHA:MERCANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT8.36, compared to a current price of BDT7.30 — trading 12.7% below its estimated fair value. The current OCF Margin % is -564.31%. Mercantile Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Mercantile Bank (DHA:MERCANBANK), the current OCF Margin % is -564.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercantile Bank (DHA:MERCANBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Mercantile Bank stock appears to be undervalued. The current stock price of BDT7.30 is trading 12.7% below its estimated GF Value™ of BDT8.36. GuruFocus considers Mercantile Bank to be Modestly Undervalued.

Key valuation signals for DHA:MERCANBANK:

  • OCF Margin %: -564.31%
  • GF Value™: BDT8.36 vs. price of BDT7.30 (12.7% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the DHA:MERCANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mercantile Bank Business Description

Address 61, Dilkusha Commercial Area, Dhaka, BGD
Mercantile Bank PLC is a commercial bank that engages in providing banking and financial services. It offers a range of services such as SME financing, Retail Banking, Corporate Banking, Foreign Trade, NRB banking, Treasury instruments services, and E-banking, among others. Its operating segments comprise Commercial Banking including Off-shore Banking Units, Islamic Banking Window Operations, Mercantile Bank Securities Limited; MBL Assets Management Limited, and Mercantile Exchange House (UK) Ltd.
67GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT7.30
Price
BDT8.36
GF Value