Business Description
United Commercial Bank PLC
ISIN : BD0108UCBL05
Description
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.7 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 1.8 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.07 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 12.8 | |||||
| 3-Year EPS without NRI Growth Rate | -8.8 | |||||
| 3-Year Book Growth Rate | 5.2 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 24.86 | |||||
| 9-Day RSI | 28.25 | |||||
| 14-Day RSI | 31.63 | |||||
| 3-1 Month Momentum % | -7.02 | |||||
| 6-1 Month Momentum % | 23.26 | |||||
| 12-1 Month Momentum % | -5.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.18 | |||||
| Dividend Payout Ratio | 0.28 | |||||
| 3-Year Dividend Growth Rate | 6.7 | |||||
| Forward Dividend Yield % | 5.18 | |||||
| 5-Year Yield-on-Cost % | 5.12 | |||||
| Shareholder Yield % | 94.7 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 7.45 | |||||
| FCF Margin % | -38.57 | |||||
| ROE % | 6.56 | |||||
| ROA % | 0.38 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 5.75 | |||||
| PE Ratio without NRI | 5.75 | |||||
| Shiller PE Ratio | 4.44 | |||||
| Price-to-Owner-Earnings | 5.42 | |||||
| PEG Ratio | 0.9 | |||||
| PS Ratio | 0.43 | |||||
| PB Ratio | 0.37 | |||||
| Price-to-Tangible-Book | 0.35 | |||||
| EV-to-Revenue | 1.04 | |||||
| EV-to-FCF | -2.7 | |||||
| Price-to-GF-Value | 0.61 | |||||
| Price-to-DCF (Earnings Based) | 0.47 | |||||
| Price-to-Median-PS-Value | 0.43 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.96 | |||||
| Price-to-Graham-Number | 0.29 | |||||
| FCF Yield % | -91.98 | |||||
| Forward Rate of Return (Yacktman) % | -31.94 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
United Commercial Bank PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil BDT) | 36,880.358 | ||
| EPS (TTM) (BDT) | 1.688 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.21 | ||
| 3-Year Sortino Ratio | -0.44 | ||
| Volatility % | 58.45 | ||
| 14-Day RSI | 31.63 | ||
| 14-Day ATR (BDT) | 0.289044 | ||
| 20-Day SMA (BDT) | 9.795 | ||
| 12-1 Month Momentum % | -5.75 | ||
| 52-Week Range (BDT) | 8.2 - 14.7 | ||
| Shares Outstanding (Mil) | 1,627.89 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Commercial Bank PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Commercial Bank PLC Stock Events
| Event | Date | Price (BDT) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Commercial Bank PLC Frequently Asked Questions
What is United Commercial Bank PLC(DHA:UCB)'s stock price today?
The current price of DHA:UCB is BDT9.20. The 52 week high of DHA:UCB is BDT14.70 and 52 week low is BDT8.20.
When is next earnings date of United Commercial Bank PLC(DHA:UCB)?
The next earnings date of United Commercial Bank PLC(DHA:UCB) is .
Does United Commercial Bank PLC(DHA:UCB) pay dividends? If so, how much?
The Dividend Yield %  of United Commercial Bank PLC(DHA:UCB) is 5.18% (As of Today), Highest Dividend Payout Ratio of United Commercial Bank PLC(DHA:UCB) was 0.77. The lowest was 0.2. And the median was 0.37. The  Forward Dividend Yield % of United Commercial Bank PLC(DHA:UCB) is 5.18%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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