AIB GroupDUB:A5G -1.21%55 OCF Margin % is 189.93% as of Dec. 2025, which is 97% above its 10-year median of 96.18. GuruFocus rates DUB:A5G with a GF Score™ of 55/100 and a GF Value™ of €6.28 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, AIB Group ranks better than 93.07% on this metric.
The historical rank and industry rank for AIB Group's OCF Margin % or its related term are showing as below:
DUB:A5G'
s OCF Margin % Range Over the Past 10 Years
Min: -152.77 Med: 96.18 Max: 691.36
Current: 190.84
During the past 13 years, the highest OCF Margin % of AIB Group was 691.36%. The lowest was -152.77%. And the median was 96.18%.
DUB:A5G's OCF Margin % is ranked better than 93.07% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs DUB:A5G: 190.84
AIB Group OCF Margin % Related Terms
AIB Group OCF Margin % Historical Data
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The historical data trend for AIB Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AIB Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIB Group OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AIB Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where AIB Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIB Group (DUB:A5G) has a OCF Margin % of 189.93% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AIB Group and its competitors. This is 97% above median its historical median of 96.18. According to the industry distribution chart, AIB Group ranks #104 out of 1501 companies in the Banks industry, placing it in the top 6.9%.
Is AIB Group's OCF Margin % too high?
AIB Group's current OCF Margin % of 189.93% is 97% above median its 10-year median of 96.18. The Banks industry median OCF Margin % is 29.44. AIB Group's value of 189.93% is 545.1% above this industry median. Based on the distribution chart, AIB Group ranks #104 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AIB Group has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIB Group's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, AIB Group ranks #104 out of 1501 companies for OCF Margin %. This places AIB Group in the top 7% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. AIB Group's value of 189.93% is 545.1% above this benchmark. While the company's 10-year median is 96.18 vs. the industry median of 29.44, AIB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIB Group's current OCF Margin % of 189.93% is 545.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AIB Group and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIB Group's current OCF Margin % is 189.93%, which is 97% above median its own 10-year median of 96.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIB Group stock overvalued right now?
Based on GuruFocus' analysis, AIB Group (DUB:A5G) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.28, compared to a current price of €10.60 — trading 68.7% above its estimated fair value. The current OCF Margin % is 189.93%, which is 97% above median its 10-year median of 96.18 and 545.1% above the Banks industry median of 29.44. AIB Group's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AIB Group (DUB:A5G), the current OCF Margin % is 189.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIB Group (DUB:A5G) Overvalued in 2026?
Based on GuruFocus' analysis, AIB Group stock appears to be overvalued.
The current stock price of €10.60 is trading 68.7% above its estimated GF Value™ of €6.28.
GuruFocus considers AIB Group to be Significantly Overvalued.
Key valuation signals for DUB:A5G:
OCF Margin %: 189.93% (97% above median its 10-year median of 96.18)
GF Value™: €6.28 vs. price of €10.60 (68.7% above fair value)
Industry Position: 545.1% above the Banks median (#104 of 1501)
No single metric tells the full story. See the DUB:A5G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIB Group PLC is a banking services company. The company's operating segments are Retail Banking, Capital Markets, AIB UK, Climate & Infrastructure Capital (C&IC), and Group. It generates maximum revenue from the Retail Banking segment. The Retail Banking segment provides products and services through branch, digital, and phone banking channels. It focuses on delivering a seamless and transparent customer experience across all channels, while supporting the development of sustainable businesses within local communities. Geographically, it derives a majority of revenue from Ireland and also has a presence in the United Kingdom and the Rest of the World.
55GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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