FHNPB.PFD (First Horizon) OCF Margin %: 33.21% (As of Mar. 2026) — 54% Above Median


FHNPB.PFD First Horizon Corp FHNPB.PFD
69 GF Score
Price $25.00
! 5 Warning Signs
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What is First Horizon OCF Margin %?

First Horizon FHNPB.PFD +0.02% 69 OCF Margin % is 33.21% as of Mar. 2026, which is 54% above its 10-year median of 21.58. GuruFocus rates FHNPB.PFD with a GF Score™ of 69/100. The stock has 5 warning signs investors should review. Among 1,500 Banks companies, First Horizon ranks worse than 66.13% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. First Horizon's Cash Flow from Operations for the three months ended in Mar. 2026 was $278.00 Mil. First Horizon's Revenue for the three months ended in Mar. 2026 was $837.00 Mil. Therefore, First Horizon's OCF Margin % for the quarter that ended in Mar. 2026 was 33.21%.

As of today, First Horizon's current OCF Yield % is 4.64%.

The historical rank and industry rank for First Horizon's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of First Horizon was 73.43%. The lowest was -2.21%. And the median was 21.58%.

FHNpB.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

First Horizon OCF Margin % Related Terms

First Horizon OCF Margin % Historical Data

* Premium members only.

The historical data trend for First Horizon's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Horizon OCF Margin % Chart

First Horizon Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.25 73.43 41.17 40.96 18.90

First Horizon Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.23 10.29 -23.12 45.89 33.21
FHNPB.PFD
69GF Score
First Horizon Corp FHNPB.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Horizon OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

First Horizon's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=628/3323
=18.90 %

First Horizon's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=278/837
=33.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 33.21% mean?
First Horizon (FHNPB.PFD) has a OCF Margin % of 33.21% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Horizon and its competitors. This is 54% above median its historical median of 21.58. According to the industry distribution chart, First Horizon ranks #992 out of 1500 companies in the Banks industry, placing it in the top 66.1%.
Is First Horizon's OCF Margin % too high?
First Horizon's current OCF Margin % of 33.21% is 54% above median its 10-year median of 21.58. The Banks industry median OCF Margin % is 29.44. First Horizon's value of 33.21% is 12.8% above this industry median. Based on the distribution chart, First Horizon ranks #992 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, First Horizon has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does First Horizon's OCF Margin % compare to WBS and WTFC?
According to the Banks industry distribution chart, First Horizon ranks #992 out of 1500 companies for OCF Margin %. This places First Horizon in the lower half of its industry. The industry median OCF Margin % is 29.44. First Horizon's value of 33.21% is 12.8% above this benchmark. While the company's 10-year median is 21.58 vs. the industry median of 29.44, First Horizon has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Horizon's current OCF Margin % of 33.21% is 12.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Horizon and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Horizon's current OCF Margin % is 33.21%, which is 54% above median its own 10-year median of 21.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Horizon stock overvalued right now?
First Horizon (FHNPB.PFD) has a current OCF Margin % of 33.21%. The current OCF Margin % is 33.21%, which is 54% above median its 10-year median of 21.58 and 12.8% above the Banks industry median of 29.44. First Horizon's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For First Horizon (FHNPB.PFD), the current OCF Margin % is 33.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Horizon Business Description

Address 165 Madison Avenue, Memphis, TN, USA, 38103
First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer & Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer & Wealth. The Commercial, Consumer & Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets. The Wholesale segment delivers industry-specific products and services, while the Corporate segment provides internal support functions like finance, risk, and audit.
69GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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