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The historical data trend for Investar Holding's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:7ZH vs NEWT, AVBC, PCB: OCF Margin % Comparison
For the Banks - Regional subindustry, Investar Holding's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investar Holding OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Investar Holding's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Investar Holding's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Investar Holding (FRA:7ZH) has a OCF Margin % of 17.64% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Investar Holding and its competitors. This is 33% below median its historical median of 26.39. Over the past decade, Investar Holding's OCF Margin % has ranged from 19.33 to 95.80. According to the industry distribution chart, Investar Holding ranks #920 out of 1495 companies in the Banks industry, placing it in the top 61.5%.
Is Investar Holding's OCF Margin % too high?
Investar Holding's current OCF Margin % of 17.64% is 33% below median its 10-year median of 26.39. Over the past 10 years, this metric has ranged from a low of 19.33 to a high of 95.80. The Banks industry median OCF Margin % is 30.39. Investar Holding's value of 17.64% is 42% below this industry median. Based on the distribution chart, Investar Holding ranks #920 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Investar Holding has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Investar Holding's OCF Margin % compare to NEWT and AVBC?
According to the Banks industry distribution chart, Investar Holding ranks #920 out of 1495 companies for OCF Margin %. This places Investar Holding in the lower half of its industry. The industry median OCF Margin % is 30.39. Investar Holding's value of 17.64% is 42% below this benchmark. Historically, Investar Holding's own OCF Margin % has ranged from 19.33 to 95.80 over the past decade. While the company's 10-year median is 26.39 vs. the industry median of 30.39, Investar Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.39, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investar Holding's current OCF Margin % of 17.64% is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Investar Holding and its competitors. For the Banks industry, the median OCF Margin % is 30.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investar Holding's current OCF Margin % is 17.64%, which is 33% below median its own 10-year median of 26.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investar Holding stock overvalued right now?
Investar Holding (FRA:7ZH) has a current OCF Margin % of 17.64%. The stock's GF Value™ is €17.73, compared to a current price of €25.20 — trading 42.1% above its estimated fair value. The current OCF Margin % is 17.64%, which is 33% below median its 10-year median of 26.39 and 42% below the Banks industry median of 30.39. Investar Holding's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Investar Holding (FRA:7ZH), the current OCF Margin % is 17.64% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investar Holding (FRA:7ZH) Overvalued in 2026?
Based on GuruFocus' analysis, Investar Holding stock appears to be overvalued.
The current stock price of €25.20 is trading 42.1% above its estimated GF Value™ of €17.73.
Key valuation signals for FRA:7ZH:
OCF Margin %: 17.64% (33% below median its 10-year median of 26.39)
GF Value™: €17.73 vs. price of €25.20 (42.1% above fair value)
Industry Position: 42% below the Banks median (#920 of 1495)
No single metric tells the full story. See the FRA:7ZH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investar Holding Corp is a U.S.-based financial holding company. Through its subsidiaries, it offers a variety of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It has business operations spread across the United States and serves its customers through several service branches. The bank also offers cashier's checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation, and debit cards.
57GF Score
Get the complete analysis for FRA:7ZH
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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