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The historical data trend for Commerce Bancshares's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CB5 vs BOKF, PB, COLB: OCF Margin % Comparison
For the Banks - Regional subindustry, Commerce Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commerce Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commerce Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Commerce Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commerce Bancshares (FRA:CB5) has a OCF Margin % of 140.52% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commerce Bancshares and its competitors. This is 274% above median its historical median of 37.53. Over the past decade, Commerce Bancshares' OCF Margin % has ranged from 30.81 to 46.33. According to the industry distribution chart, Commerce Bancshares ranks #330 out of 1498 companies in the Banks industry, placing it in the top 22%.
Is Commerce Bancshares' OCF Margin % too high?
Commerce Bancshares' current OCF Margin % of 140.52% is 274% above median its 10-year median of 37.53. Over the past 10 years, this metric has ranged from a low of 30.81 to a high of 46.33. The Banks industry median OCF Margin % is 29.27. Commerce Bancshares' value of 140.52% is 380.2% above this industry median. Based on the distribution chart, Commerce Bancshares ranks #330 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commerce Bancshares has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Commerce Bancshares' OCF Margin % compare to BOKF and PB?
According to the Banks industry distribution chart, Commerce Bancshares ranks #330 out of 1498 companies for OCF Margin %. This places Commerce Bancshares in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.27. Commerce Bancshares' value of 140.52% is 380.2% above this benchmark. Historically, Commerce Bancshares' own OCF Margin % has ranged from 30.81 to 46.33 over the past decade. While the company's 10-year median is 37.53 vs. the industry median of 29.27, Commerce Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.27, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commerce Bancshares's current OCF Margin % of 140.52% is 380.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commerce Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commerce Bancshares's current OCF Margin % is 140.52%, which is 274% above median its own 10-year median of 37.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerce Bancshares stock overvalued right now?
Commerce Bancshares (FRA:CB5) has a current OCF Margin % of 140.52%. The stock's GF Value™ is €50.72, compared to a current price of €51.50 — trading 1.5% above its estimated fair value. The current OCF Margin % is 140.52%, which is 274% above median its 10-year median of 37.53 and 380.2% above the Banks industry median of 29.27. Commerce Bancshares' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Commerce Bancshares (FRA:CB5), the current OCF Margin % is 140.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commerce Bancshares (FRA:CB5) Overvalued in 2026?
Based on GuruFocus' analysis, Commerce Bancshares stock appears to be overvalued.
The current stock price of €51.50 is trading 1.5% above its estimated GF Value™ of €50.72.
Key valuation signals for FRA:CB5:
OCF Margin %: 140.52% (274% above median its 10-year median of 37.53)
GF Value™: €50.72 vs. price of €51.50 (1.5% above fair value)
Industry Position: 380.2% above the Banks median (#330 of 1498)
No single metric tells the full story. See the FRA:CB5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commerce Bancshares Inc operates as the bank holding company for Commerce Bank. The bank is engaged in the general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. The company has three reportable segments. The Commercial segment provides lending, leasing, deposit, payment, and cash management services to business and government customers. The Retail Banking segment offers consumer deposits, consumer lending, mortgage banking, and debit and credit card services through its branch network. The Wealth segment provides trust, estate planning, brokerage, and investment management services to individual and institutional clients.
81GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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