Temenos AGFRA:TE8N -1.98%70 OCF Margin % is 31.81% as of Mar. 2026, which is 15% below its 10-year median of 37.36. GuruFocus rates FRA:TE8N with a GF Score™ of 70/100 and a GF Value™ of €76.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,816 Software companies, Temenos AG ranks better than 90.98% on this metric.
The historical rank and industry rank for Temenos AG's OCF Margin % or its related term are showing as below:
FRA:TE8N'
s OCF Margin % Range Over the Past 10 Years
Min: 31.37 Med: 37.36 Max: 47.58
Current: 32.33
During the past 13 years, the highest OCF Margin % of Temenos AG was 47.58%. The lowest was 31.37%. And the median was 37.36%.
FRA:TE8N's OCF Margin % is ranked better than 90.98% of 2816
companies
in the Software industry
Industry Median: 6.77
vs FRA:TE8N: 32.33
Temenos AG OCF Margin % Related Terms
Temenos AG OCF Margin % Historical Data
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The historical data trend for Temenos AG's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:TE8N vs CRM, SHOP, UBER: OCF Margin % Comparison
For the Software - Application subindustry, Temenos AG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Temenos AG OCF Margin % vs Software Industry
For the Software industry and Technology sector, Temenos AG's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Temenos AG's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Temenos AG (FRA:TE8N) has a OCF Margin % of 31.81% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Temenos AG and its competitors. This is 15% below median its historical median of 37.36. Over the past decade, Temenos AG's OCF Margin % has ranged from 31.37 to 47.58. According to the industry distribution chart, Temenos AG ranks #254 out of 2816 companies in the Software industry, placing it in the top 9%.
Is Temenos AG's OCF Margin % too high?
Temenos AG's current OCF Margin % of 31.81% is 15% below median its 10-year median of 37.36. Over the past 10 years, this metric has ranged from a low of 31.37 to a high of 47.58. The Software industry median OCF Margin % is 6.77. Temenos AG's value of 31.81% is 369.9% above this industry median. Based on the distribution chart, Temenos AG ranks #254 out of 2816 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Temenos AG has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's OCF Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #254 out of 2816 companies for OCF Margin %. This places Temenos AG in the top 9% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.77. Temenos AG's value of 31.81% is 369.9% above this benchmark. Historically, Temenos AG's own OCF Margin % has ranged from 31.37 to 47.58 over the past decade. While the company's 10-year median is 37.36 vs. the industry median of 6.77, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.77, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current OCF Margin % of 31.81% is 369.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Temenos AG and its competitors. For the Software industry, the median OCF Margin % is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current OCF Margin % is 31.81%, which is 15% below median its own 10-year median of 37.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (FRA:TE8N) is currently considered Modestly Undervalued. The stock's GF Value™ is €76.94, compared to a current price of €69.40 — trading 9.8% below its estimated fair value. The current OCF Margin % is 31.81%, which is 15% below median its 10-year median of 37.36 and 369.9% above the Software industry median of 6.77. Temenos AG's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Temenos AG (FRA:TE8N), the current OCF Margin % is 31.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Temenos AG (FRA:TE8N) Overvalued in 2026?
Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued.
The current stock price of €69.40 is trading 9.8% below its estimated GF Value™ of €76.94.
GuruFocus considers Temenos AG to be Modestly Undervalued.
Key valuation signals for FRA:TE8N:
OCF Margin %: 31.81% (15% below median its 10-year median of 37.36)
GF Value™: €76.94 vs. price of €69.40 (9.8% below fair value)
Industry Position: 369.9% above the Software median (#254 of 2816)
No single metric tells the full story. See the FRA:TE8N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
70GF Score
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