JiangXi Bank Co (HKSE:01916) OCF Margin %: -51.83% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01916 JiangXi Bank Co Ltd HKSE:01916
49 GF Score
Price HK$0.63
GF Value HK$0.59
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is JiangXi Bank Co OCF Margin %?

JiangXi Bank Co HKSE:01916 49 OCF Margin % is -51.83% as of Dec. 2025. GuruFocus rates HKSE:01916 with a GF Score™ of 49/100 and a GF Value™ of HK$0.59 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, JiangXi Bank Co ranks better than 57.51% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. JiangXi Bank Co's Cash Flow from Operations for the six months ended in Dec. 2025 was HK$-2,352 Mil. JiangXi Bank Co's Revenue for the six months ended in Dec. 2025 was HK$4,539 Mil. Therefore, JiangXi Bank Co's OCF Margin % for the quarter that ended in Dec. 2025 was -51.83%.

As of today, JiangXi Bank Co's current OCF Yield % is 87.97%.

The historical rank and industry rank for JiangXi Bank Co's OCF Margin % or its related term are showing as below:

HKSE:01916' s OCF Margin % Range Over the Past 10 Years
Min: -336.9   Med: -36.55   Max: 538.71
Current: 34.01


During the past 11 years, the highest OCF Margin % of JiangXi Bank Co was 538.71%. The lowest was -336.90%. And the median was -36.55%.

HKSE:01916's OCF Margin % is ranked better than
57.51% of 1499 companies
in the Banks industry
Industry Median: 29.97 vs HKSE:01916: 34.01


JiangXi Bank Co OCF Margin % Related Terms


JiangXi Bank Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for JiangXi Bank Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JiangXi Bank Co OCF Margin % Chart

JiangXi Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -113.22 -336.90 -23.72 -192.70 34.43

JiangXi Bank Co Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 71.86 -70.06 -329.09 107.81 -51.83

JiangXi Bank Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, JiangXi Bank Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JiangXi Bank Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, JiangXi Bank Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where JiangXi Bank Co's OCF Margin % falls into.


HKSE:01916
49GF Score
JiangXi Bank Co Ltd HKSE:01916
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JiangXi Bank Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

JiangXi Bank Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3399.393/9873.853
=34.43 %

JiangXi Bank Co's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2352.361/4538.81
=-51.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -51.83% mean?
JiangXi Bank Co (HKSE:01916) has a OCF Margin % of -51.83% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on JiangXi Bank Co and its competitors. According to the industry distribution chart, JiangXi Bank Co ranks #637 out of 1499 companies in the Banks industry, placing it in the top 42.5%.
Is JiangXi Bank Co's OCF Margin % too high?
JiangXi Bank Co's current OCF Margin % is -51.83%. Based on the distribution chart, JiangXi Bank Co ranks #637 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, JiangXi Bank Co has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JiangXi Bank Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, JiangXi Bank Co ranks #637 out of 1499 companies for OCF Margin %. This puts JiangXi Bank Co in the upper half of its industry. The industry median OCF Margin % is 29.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.97, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on JiangXi Bank Co and its competitors. For the Banks industry, the median OCF Margin % is 29.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JiangXi Bank Co's current OCF Margin % is -51.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JiangXi Bank Co stock overvalued right now?
Based on GuruFocus' analysis, JiangXi Bank Co (HKSE:01916) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.59, compared to a current price of HK$0.63 — trading 6.8% above its estimated fair value. The current OCF Margin % is -51.83%. JiangXi Bank Co's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For JiangXi Bank Co (HKSE:01916), the current OCF Margin % is -51.83% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JiangXi Bank Co (HKSE:01916) Overvalued in 2026?

Based on GuruFocus' analysis, JiangXi Bank Co stock appears to be overvalued. The current stock price of HK$0.63 is trading 6.8% above its estimated GF Value™ of HK$0.59. GuruFocus considers JiangXi Bank Co to be Fairly Valued.

Key valuation signals for HKSE:01916:

  • OCF Margin %: -51.83%
  • GF Value™: HK$0.59 vs. price of HK$0.63 (6.8% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the HKSE:01916 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JiangXi Bank Co Business Description

Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
JiangXi Bank Co Ltd operates as a commercial bank in China. The company's operating segments include Corporate banking; Retail banking and credit card; Funds business; and others. It generates maximum revenue from the Corporate banking segment. The Corporate banking segment provides a range of financial products and services to corporations, government agencies and financial institutions. Geographically, the company conducts its business in Jiangxi Province of the PRC.
49GF Score

Get the complete analysis for HKSE:01916

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.63
Price
HK$0.59
GF Value