JiangXi Bank Co (HKSE:01916) ROC %: % (As of Dec. 2025)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01916 JiangXi Bank Co Ltd HKSE:01916
49 GF Score
Price HK$0.63
GF Value HK$0.59
Valuation Fairly Valued
! 4 Warning Signs
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What is JiangXi Bank Co ROC %?

JiangXi Bank Co HKSE:01916 -0.79% 49 ROC % is % as of Dec. 2025. GuruFocus rates HKSE:01916 with a GF Score™ of 49/100 and a GF Value™ of HK$0.59 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

HKSE:01916
49GF Score
JiangXi Bank Co Ltd HKSE:01916
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
JiangXi Bank Co (HKSE:01916) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on JiangXi Bank Co and its competitors.
Is JiangXi Bank Co's ROC % too high?
JiangXi Bank Co's current ROC % is %. Overall, JiangXi Bank Co has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JiangXi Bank Co's ROC % compare to competitors?
JiangXi Bank Co's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on JiangXi Bank Co and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JiangXi Bank Co's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JiangXi Bank Co stock overvalued right now?
Based on GuruFocus' analysis, JiangXi Bank Co (HKSE:01916) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.59, compared to a current price of HK$0.63 — trading 5.9% above its estimated fair value. The current ROC % is %. JiangXi Bank Co's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For JiangXi Bank Co (HKSE:01916), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JiangXi Bank Co (HKSE:01916) Overvalued in 2026?

Based on GuruFocus' analysis, JiangXi Bank Co stock appears to be overvalued. The current stock price of HK$0.63 is trading 5.9% above its estimated GF Value™ of HK$0.59. GuruFocus considers JiangXi Bank Co to be Fairly Valued.

Key valuation signals for HKSE:01916:

  • ROC %: %
  • GF Value™: HK$0.59 vs. price of HK$0.63 (5.9% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the HKSE:01916 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JiangXi Bank Co Business Description

Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
JiangXi Bank Co Ltd operates as a commercial bank in China. The company's operating segments include Corporate banking; Retail banking and credit card; Funds business; and others. It generates maximum revenue from the Corporate banking segment. The Corporate banking segment provides a range of financial products and services to corporations, government agencies and financial institutions. Geographically, the company conducts its business in Jiangxi Province of the PRC.
49GF Score

Get the complete analysis for HKSE:01916

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.63
Price
HK$0.59
GF Value