Morrow Bank ABSTU:KBN0 53 OCF Margin % is 55.01% as of Mar. 2026, which is 339% above its 10-year median of 12.52. GuruFocus rates STU:KBN0 with a GF Score™ of 53/100 and a GF Value™ of €0.73. The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Morrow Bank AB ranks worse than 79.92% on this metric.
The historical rank and industry rank for Morrow Bank AB's OCF Margin % or its related term are showing as below:
STU:KBN0'
s OCF Margin % Range Over the Past 10 Years
Min: -106.81 Med: 12.52 Max: 127.54
Current: -14.73
During the past 12 years, the highest OCF Margin % of Morrow Bank AB was 127.54%. The lowest was -106.81%. And the median was 12.52%.
STU:KBN0's OCF Margin % is ranked worse than 79.92% of 1504
companies
in the Banks industry
Industry Median: 29.405
vs STU:KBN0: -14.73
Morrow Bank AB OCF Margin % Related Terms
Morrow Bank AB OCF Margin % Historical Data
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The historical data trend for Morrow Bank AB's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Morrow Bank AB's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morrow Bank AB OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Morrow Bank AB's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Morrow Bank AB's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morrow Bank AB (STU:KBN0) has a OCF Margin % of 55.01% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Morrow Bank AB and its competitors. This is 339% above median its historical median of 12.52. According to the industry distribution chart, Morrow Bank AB ranks #1202 out of 1504 companies in the Banks industry, placing it in the top 79.9%.
Is Morrow Bank AB's OCF Margin % too high?
Morrow Bank AB's current OCF Margin % of 55.01% is 339% above median its 10-year median of 12.52. The Banks industry median OCF Margin % is 29.41. Morrow Bank AB's value of 55.01% is 87.1% above this industry median. Based on the distribution chart, Morrow Bank AB ranks #1202 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Morrow Bank AB has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Morrow Bank AB's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Morrow Bank AB ranks #1202 out of 1504 companies for OCF Margin %. This places Morrow Bank AB in the lower half of its industry. The industry median OCF Margin % is 29.41. Morrow Bank AB's value of 55.01% is 87.1% above this benchmark. While the company's 10-year median is 12.52 vs. the industry median of 29.41, Morrow Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morrow Bank AB's current OCF Margin % of 55.01% is 87.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Morrow Bank AB and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morrow Bank AB's current OCF Margin % is 55.01%, which is 339% above median its own 10-year median of 12.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morrow Bank AB stock overvalued right now?
Morrow Bank AB (STU:KBN0) has a current OCF Margin % of 55.01%. The stock's GF Value™ is €0.73, compared to a current price of €1.22 — trading 66.5% above its estimated fair value. The current OCF Margin % is 55.01%, which is 339% above median its 10-year median of 12.52 and 87.1% above the Banks industry median of 29.41. Morrow Bank AB's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Morrow Bank AB (STU:KBN0), the current OCF Margin % is 55.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morrow Bank AB (STU:KBN0) Overvalued in 2026?
Based on GuruFocus' analysis, Morrow Bank AB stock appears to be overvalued.
The current stock price of €1.22 is trading 66.5% above its estimated GF Value™ of €0.73.
Key valuation signals for STU:KBN0:
OCF Margin %: 55.01% (339% above median its 10-year median of 12.52)
GF Value™: €0.73 vs. price of €1.22 (66.5% above fair value)
Industry Position: 87.1% above the Banks median (#1202 of 1504)
No single metric tells the full story. See the STU:KBN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morrow Bank AB is a Swedish bank offering convenient payment and financing products to consumers. It is a focused Nordic digital niche bank offering personal loans, credit cards, deposit accounts, and online point-of-sales finance products to consumers.
53GF Score
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