Ping An Insurance (Group) Co. of China (STU:PZX) OCF Margin %: 70.33% (As of Mar. 2026) — 133% Above Median


STU:PZX Ping An Insurance (Group) Co. of China Ltd STU:PZX
61 GF Score
Price €5.95
GF Value €5.62
Valuation Fairly Valued
! 3 Warning Signs
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What is Ping An Insurance (Group) Co. of China OCF Margin %?

Ping An Insurance (Group) Co. of China STU:PZX -0.42% 61 OCF Margin % is 70.33% as of Mar. 2026, which is 133% above its 10-year median of 30.14. GuruFocus rates STU:PZX with a GF Score™ of 61/100 and a GF Value™ of €5.62 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Ping An Insurance (Group) Co. of China ranks better than 95.61% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Ping An Insurance (Group) Co. of China's Cash Flow from Operations for the three months ended in Mar. 2026 was €16,449 Mil. Ping An Insurance (Group) Co. of China's Revenue for the three months ended in Mar. 2026 was €23,388 Mil. Therefore, Ping An Insurance (Group) Co. of China's OCF Margin % for the quarter that ended in Mar. 2026 was 70.33%.

As of today, Ping An Insurance (Group) Co. of China's current OCF Yield % is 63.56%.

The historical rank and industry rank for Ping An Insurance (Group) Co. of China's OCF Margin % or its related term are showing as below:

STU:PZX' s OCF Margin % Range Over the Past 10 Years
Min: 8.52   Med: 30.14   Max: 70.98
Current: 60.27


During the past 13 years, the highest OCF Margin % of Ping An Insurance (Group) Co. of China was 70.98%. The lowest was 8.52%. And the median was 30.14%.

STU:PZX's OCF Margin % is ranked better than
95.61% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs STU:PZX: 60.27


Ping An Insurance (Group) Co. of China OCF Margin % Related Terms


Ping An Insurance (Group) Co. of China OCF Margin % Historical Data

* Premium members only.

The historical data trend for Ping An Insurance (Group) Co. of China's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ping An Insurance (Group) Co. of China OCF Margin % Chart

Ping An Insurance (Group) Co. of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.52 62.42 44.93 41.73 70.98

Ping An Insurance (Group) Co. of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 120.36 40.27 0.65 169.89 70.33

STU:PZX vs AFL, MET, PRU: OCF Margin % Comparison

For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ping An Insurance (Group) Co. of China OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Ping An Insurance (Group) Co. of China's OCF Margin % falls into.


STU:PZX
61GF Score
Ping An Insurance (Group) Co. of China Ltd STU:PZX
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ping An Insurance (Group) Co. of China OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Ping An Insurance (Group) Co. of China's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=79860.252/112508.243
=70.98 %

Ping An Insurance (Group) Co. of China's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=16449.32/23388.171
=70.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 70.33% mean?
Ping An Insurance (Group) Co. of China (STU:PZX) has a OCF Margin % of 70.33% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ping An Insurance (Group) Co. of China and its competitors. This is 133% above median its historical median of 30.14. Over the past decade, Ping An Insurance (Group) Co. of China's OCF Margin % has ranged from 8.52 to 70.98. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #22 out of 501 companies in the Insurance industry, placing it in the top 4.4%.
Is Ping An Insurance (Group) Co. of China's OCF Margin % too high?
Ping An Insurance (Group) Co. of China's current OCF Margin % of 70.33% is 133% above median its 10-year median of 30.14. Over the past 10 years, this metric has ranged from a low of 8.52 to a high of 70.98. The Insurance industry median OCF Margin % is 10.85. Ping An Insurance (Group) Co. of China's value of 70.33% is 548.2% above this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #22 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #22 out of 501 companies for OCF Margin %. This places Ping An Insurance (Group) Co. of China in the top 4% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. Ping An Insurance (Group) Co. of China's value of 70.33% is 548.2% above this benchmark. Historically, Ping An Insurance (Group) Co. of China's own OCF Margin % has ranged from 8.52 to 70.98 over the past decade. While the company's 10-year median is 30.14 vs. the industry median of 10.85, Ping An Insurance (Group) Co. of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current OCF Margin % of 70.33% is 548.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ping An Insurance (Group) Co. of China and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current OCF Margin % is 70.33%, which is 133% above median its own 10-year median of 30.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (STU:PZX) is currently considered Fairly Valued. The stock's GF Value™ is €5.62, compared to a current price of €5.95 — trading 5.9% above its estimated fair value. The current OCF Margin % is 70.33%, which is 133% above median its 10-year median of 30.14 and 548.2% above the Insurance industry median of 10.85. Ping An Insurance (Group) Co. of China's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (STU:PZX), the current OCF Margin % is 70.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ping An Insurance (Group) Co. of China (STU:PZX) Overvalued in 2026?

Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued. The current stock price of €5.95 is trading 5.9% above its estimated GF Value™ of €5.62. GuruFocus considers Ping An Insurance (Group) Co. of China to be Fairly Valued.

Key valuation signals for STU:PZX:

  • OCF Margin %: 70.33% (133% above median its 10-year median of 30.14)
  • GF Value™: €5.62 vs. price of €5.95 (5.9% above fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 548.2% above the Insurance median (#22 of 501)

No single metric tells the full story. See the STU:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ping An Insurance (Group) Co. of China Business Description

Address No. 5033 Yitian Road, Ping An Finance Center, 47th, 48th, 109th, 110th, 111th and 112th Floors, Futian District, Guangdong Province, Shenzhen, CHN, 518033
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
61GF Score

Get the complete analysis for STU:PZX

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.95
Price
€5.62
GF Value