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Suncorp GroupSTU:SU4 -1.77%78 OCF Margin % is 15.77% as of Jun. 2026, which is 1% above its 10-year median of 15.54. GuruFocus rates STU:SU4 with a GF Score™ of 78/100 and a GF Value™ of €11.62. The stock has 5 warning signs investors should review. Among 502 Insurance companies, Suncorp Group ranks worse than 50.6% on this metric.
The historical data trend for Suncorp Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Suncorp Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Suncorp Group OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Suncorp Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Suncorp Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Suncorp Group (STU:SU4) has a OCF Margin % of 15.77% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Suncorp Group and its competitors. This is near median its historical median of 15.54. According to the industry distribution chart, Suncorp Group ranks #254 out of 502 companies in the Insurance industry, placing it in the top 50.6%.
Is Suncorp Group's OCF Margin % too high?
Suncorp Group's current OCF Margin % of 15.77% is near median its 10-year median of 15.54. The Insurance industry median OCF Margin % is 10.61. Suncorp Group's value of 15.77% is 48.7% above this industry median. Based on the distribution chart, Suncorp Group ranks #254 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Suncorp Group has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Suncorp Group ranks #254 out of 502 companies for OCF Margin %. This places Suncorp Group in the lower half of its industry. The industry median OCF Margin % is 10.61. Suncorp Group's value of 15.77% is 48.7% above this benchmark. While the company's 10-year median is 15.54 vs. the industry median of 10.61, Suncorp Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.61, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suncorp Group's current OCF Margin % of 15.77% is 48.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Suncorp Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suncorp Group's current OCF Margin % is 15.77%, which is near median its own 10-year median of 15.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Suncorp Group (STU:SU4) has a current OCF Margin % of 15.77%. The stock's GF Value™ is €11.62, compared to a current price of €11.10 — trading 4.5% below its estimated fair value. The current OCF Margin % is 15.77%, which is near median its 10-year median of 15.54 and 48.7% above the Insurance industry median of 10.61. Suncorp Group's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Suncorp Group (STU:SU4), the current OCF Margin % is 15.77% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Suncorp Group (STU:SU4) Overvalued in 2026?
Based on GuruFocus' analysis, Suncorp Group stock appears to be undervalued.
The current stock price of €11.10 is trading 4.5% below its estimated GF Value™ of €11.62.
Key valuation signals for STU:SU4:
OCF Margin %: 15.77% (near median its 10-year median of 15.54)
GF Value™: €11.62 vs. price of €11.10 (4.5% below fair value)
Industry Position: 48.7% above the Insurance median (#254 of 502)
No single metric tells the full story. See the STU:SU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
78GF Score
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